उत्पाद विवरण
बैंक का नाम
Indian Overseas Bank
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
No limit
ब्याज दर
Floating: 9.60% to 10.35% per annum. Fixed: 12%
प्रकार
Both
अग्रिम भुगतान
Down payment of 25%.
फीस और शुल्क
Processing fees- 0.50% of the loan amount.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: 2% per annum for the default/overdue period.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Home-Advantage-Scheme
विशेष लक्षण
None
पात्रता मापदंड
Salaried: Must be confirmed in service
Self-Employed/ Professional - ITR must be filed in the last 2 years
Future rental income from the proposed property can also be considered
विशेष रियायत
No
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Loan tenure of up to 30 years.
No limit on the maximum loan amount.
Available for both Fixed and Floating interest rate.
दोष
A down payment of 25% is required to avail this loan.
पक्ष विपक्ष
Application Procedure
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