उत्पाद विवरण
बैंक का नाम
IndusInd Bank
अधिकतम ऋण अवधि
30 years.
अधिकतम ऋण राशि
No upper limit.
ब्याज दर
Ranges from 8.50% to 10.5% per annum, depending on the loan amount, tenure, and credit profile of the borrower.
प्रकार
Floating
अग्रिम भुगतान
Downpayment: 25% if the loan is above INR 25 lakh. 20 % if the loan is between INR 30 lakh to INR 5 lakh. 10% if the loan is upto INR 30 Lakh.
फीस और शुल्क
Prepayment fee: No prepayment charges for loans availed at floating rate of interest.
Processing fee: Upto 1% of the loan amount or INR 10,000, whichever is higher.
Late payment fee: 2% per month on overdue amount.
Legal Charges: At actuals.
Stamping and Registration: At actuals.
न्यूनतम CIBIL स्कोर
Not specified on the website.
डाउन पेमेंट और शुल्क
Approved Project Home Loan
विशेष लक्षण
No prepayment penalty in case of floating rate interest loan.
पात्रता मापदंड
The eligibility criteria for IndusInd Bank Home Loan are:
The applicant should be an Indian resident or NRI The applicant should be at least 21 years old at the time of application and not more than 65 years at the time of loan maturity.
The applicant should have a regular source of income from employment or business.
The applicant should have a good credit history and repayment track record
विशेष रियायत
No special concession.
होम सेवर विकल्प
विशेषताएं, पात्रता और रियायत
पेशेवरों
Attractive interest rate.
Balance transfer facility.
No prepayment or foreclosure charges for floating rate loans.
Processing fee is capped at 1%.
दोष
Interest rate higher than that of PSU banks.
No home saver option available.
पक्ष विपक्ष
Application Procedure
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