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उत्पाद विवरण
बैंक का नाम

Kotak Mahindra Bank

अधिकतम ऋण अवधि

20

अधिकतम ऋण राशि

No cap.

ब्याज दर

Salaried individuals: 8.75 % to 9.35 %

Self-employed individuals: 8.80 % to 9.60 %

प्रकार

Floating

Kotak Mahindra Bank Home Loan
अग्रिम भुगतान

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फीस और शुल्क

Processing fee: 0.25 % to 2.00%. Prepayment/Foreclosure charges: NIL for Term Loans given to Individual Borrowers for non-business end use. Penal Interest (in case of late payment): 2% per month (plus taxes and any other applicable statutory dues) on unpaid EMI amount for delayed period. Late Payment Penalty: 30% (plus taxes and any other applicable statutory dues) of cheque/instrument dishonour charges plus penal interest. Legal charges: At actuals.


न्यूनतम CIBIL स्कोर

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डाउन पेमेंट और शुल्क

Kotak Mahindra Bank Home Loan

विशेष लक्षण
पात्रता मापदंड
विशेष रियायत
होम सेवर विकल्प
विशेषताएं, पात्रता और रियायत
पेशेवरों
Low interest rate when compared to other private banks. Low processing fee when compared to other private banks. No prepayment/foreclsure penalty. Low eligibility threshold. 50% off on processing charges in case of digital loan application.
दोष
पक्ष विपक्ष
Application Procedure

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उत्पाद समीक्षा
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