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उत्पाद विवरण
बैंक का नाम

LIC Housing Finance

अधिकतम ऋण अवधि

For Salaried: upto 30 years
For self-employement: 25 years

अधिकतम ऋण राशि

15 crore

ब्याज दर

8.9%
LIC Housing Prime Lending Rate: 15.95%

प्रकार

both

LIC Home Loan
अग्रिम भुगतान

90% of Property value for loan upto Rs.30 lakh
80% of Property value for loan more than Rs. 30 lakh and upto Rs.75 lakh
75%of Property value for loan above Rs.75 lakh

फीस और शुल्क

Processing Fee Range: Up to 0.25%(Max ₹25,000)
One time fee
Statutory Charges Rs.250 – Rs.1,000
Rewriting Charges Rs.2,500
Cheque Bounce Charges Rs.350
ECS Dishonour Charges Rs.200
Document Retrieval Charges Rs.2,500
Providing List of Documents Rs.500
Photocopies of Title Documents Rs.1,000
Late EMI Payment Charges 1.5% - 2% p.m.

न्यूनतम CIBIL स्कोर

>600

डाउन पेमेंट और शुल्क

LIC Home Loan

विशेष लक्षण

Amongst the lowest rate of interest

पात्रता मापदंड
Salaried: 50 Years; Self-employed: 75 Years
विशेष रियायत
Yes, 0.25% discount for women
होम सेवर विकल्प

No

विशेषताएं, पात्रता और रियायत
पेशेवरों
Low interest rates Low processing fees Less paperwork No prepayment penalties No hidden costs and administrative charges Balance home loan transfer
दोष
They have certain hidden charges as well.
पक्ष विपक्ष
Application Procedure

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