उत्पाद विवरण
बैंक का नाम
TATA Capital
अधिकतम ऋण अवधि
Up to 30 years.
अधिकतम ऋण राशि
Not specified by the bank.
ब्याज दर
10.10% per annum onwards.
प्रकार
Floating
अग्रिम भुगतान
Up to 80%.
फीस और शुल्क
Processing fees- Up to 2% of the loan amount plus GST.
Pre-payment charges: NIL for floating interest rate.
Late payment charges: 2.36% per month on the defaulted amount.
Legal charges: At actuals.
Stamp Duty and registration charges: At actuals.
न्यूनतम CIBIL स्कोर
Not specified by the bank.
डाउन पेमेंट और शुल्क
Affordable Housing Loan
विशेष लक्षण
None
पात्रता मापदंड
The beneficiary should not own a pucca (structure made of bricks) house in their name anywhere in India.
In the case of a married couple, either or both spouses in joint ownership will be eligible for a single low-income housing loan.
The beneficiary should not have availed of central assistance under any housing scheme of the State or Central Government.
विशेष रियायत
None
होम सेवर विकल्प
No
विशेषताएं, पात्रता और रियायत
पेशेवरों
Different EMI plans.
Suitable loan tenure.
Affordable interest rate.
दोष
No Home Saver option.
Strict eligibility criteria.
पक्ष विपक्ष
Application Procedure
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