State Bank of India 
Personal Gold Loan

Bank Profile and Loan Eligibility

  • State Bank of India is a public sector bank. 

  • It is listed on BSE and NSE.

  • It was incorporated in 1955. 

  • It is headquartered in Mumbai. 

  • Any individual owning gold ornaments/Coins, either singly or jointly can apply.

  • Applicant should be above 18.

  • Any individual (singly or jointly) with Steady source of income.

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Unique Features

Interest Rate:

Gold Loan(all variants):  7.30%

For COVID WARRIOR On EMI and LIQUID: 7.30%

For COVID WARRIOR On Bullet Repayment: 7%

Minimum loan amount INR 20,000 

Maximum loan upto INR 50.00 Lakh

Repayment Mode 

  • Gold Loan EMI based : Repayment of Principal and Interest will begin the month following disbursement.