MyRupaya Platform is owned and controlled by resident Indians individuals (hereinafter referred to as “Us”/ “Our”/ “We “). Through MyRupaya Platform, We provide to You information, analysis, opinion and knowledge in relation to finance, shopping, saving products, investment products, policy, government and governance.
MyRupaya reserves the right to modify these TOU in any manner, from time to time, entirely at its own discretion, with or without any notification to You. We shall be under no obligation to notify or intimate the implementation of any modifications to the TOU at any time. You are responsible for checking the TOU periodically to remain in compliance with these terms at all times. Your access to and use of MyRupaya Platform after any amendment to the TOU shall constitute your deemed acceptance of such modified terms. Discontinuing use of the Services will not affect the applicability of the TOU to Your prior use and/ or access of MyRupaya Platform.
Changes to MyRupaya Platform
We reserves the right to suspend/ cancel, or discontinue all or any part of the Services at any time without notice, make modifications and alterations in any or all of the content, products and Services contained on MyRupaya Platform, without prior notice.
We reserves the right to charge subscription and / or membership fees from a User, by giving reasonable prior notice, in respect of any product, Service or any other aspect of MyRupaya Platform.
Intellectual Property Rights
Unless otherwise stated, all rights (including but not limited to intellectual property rights), title and interest in and to all material presented on MyRupaya Platform (including but not limited to copyrights, trade marks, logos, information, data, text, software, video, sound, photographs, graphics, messages (hereinafter collectively referred to as “Content”)) are and shall remain the sole and exclusive property of Us, affiliates and associates for the entire world in perpetuity and are protected under all applicable laws to the fullest extent.
You agree not to use any framing techniques to enclose any trademark or logo or other proprietary information of Us; or remove, conceal or obliterate any copyright or other proprietary notice or any credit-line or date-line on other mark or source identifier included on MyRupaya Platform, including without limitation, the size, color, location or style of all proprietary marks. Any infringement shall be vigorously defended by Us and pursued to the fullest extent permitted by law.
Limited Permission to Copy
Us grants You permission to access and make use of the MyRupaya Platform only for non-commercial personal purposes. You agree not to, directly or indirectly download or modify/ alter/ change/ amend/ vary/ transform/ revise/ translate/ copy/ publish/ distribute or otherwise disseminate any content available on MyRupaya Platform, or any portion of it; or delete or fail to display any promotional taglines displayed on MyRupaya Platform as a result of the Services offered through MyRupaya Platform, either directly or indirectly, except with the express prior written consent of Us. You shall not retain any copies of these pages saved to disk or to any other storage medium except for the purposes of using the same for subsequent viewing purposes or to print extracts for personal / individual non-commercial use only.
Subject to the provisions of clause ) hereinabove, in the event that You make use of any Content available on MyRupaya Platform on any digital platform(s) or in any other manner, You will: (i) display the Content on such digital platform(s) in the exact form received by You, and not modify or edit any of the foregoing without the Our prior written consent in each instance; (ii) ensure that the fundamental meaning of the Content is not changed or distorted or altered in any manner whatsoever; (iii) comply with all applicable laws and all limitations and restrictions (if any) placed by Us on the use, display or distribution of the Content (or any part thereof); and (iv) not archive any of the Content (or any part thereof) for access by users at any future date after such Content has been removed from any such digital platform(s). You acknowledge that any such digital platform(s) mentioned herein shall link and redirect to the appropriate MyRupaya Platform web page when a user clicks on the Content (e.g. a headline). You shall not display the Content (or any part thereof) in such a manner that does not allow for successful linking and redirection to, and delivery of, the appropriate MyRupaya Platform web page, nor may You frame any web page facilitating access to MyRupaya Platform.
Content posted/ transmitted to/ at MyRupaya Platform
Any Content whether publicly or privately transmitted/ posted through or on MyRupaya Platform, is the sole responsibility of the person from where such content is originated (“Originator”). By posting any such Content as the Originator, You warrant and represent that (a) You are the unencumbered unrestricted copyright owner of such Content; (b) in the event You are not the copyright owner of any part of the Content, that the copyright owner of such part of the Content has granted You unrestricted permission to use such Content; (c) any Content transmitted or posted by You through or on MyRupaya Platform shall be consistent with the terms of such use as mandated by the copyright owner, and shall be in accordance with the TOU; (d) You have the rights necessary to grant the licenses and sublicenses described in these TOU; and (e) each person depicted in such Content, if any, has provided consent to the use of such images as set forth in the TOU, including without limitation, the distribution, public display and reproduction of such Content containing such image(s).
You represent that: (i) You have valid rights and title in any and all Content that You post or submit for publication on MyRupaya Platform; (ii) You have not infringed the intellectual property rights belonging to any party and further that You will indemnify Us and any/ all our affiliates for any and all claims, losses or damages arising out of, or in connection with, Your unauthorized use of any such Content posted or submitted for publication to Us by You.
You agree and understand that posting or uploading of any information or material, which is harmful, defamatory, obscene, pornographic, libellous, invasive of another’s privacy, profane, hateful, or racially, ethnically objectionable, disparaging, or otherwise unlawful in any manner is prohibited and any person found to be involved in such activity on MyRupaya Platform will solely be liable for actions under the applicable laws.
We accept no responsibility for the said Content. However, You understand that all Content posted by You becomes the property of Us and You agree to grant/ assign to Us and Our affiliates, a non-exclusive, royalty free, perpetual, irrevocable and sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed throughout the world.
Individual Registration and Access
Certain Services offered by Us through MyRupaya Platform, such as email, personal web pages, contests and shopping, require prior registration by the User. To gain access to such Services, You will be required to create an account by completing the registration process. As part of such registration process, You will be required to provide Us with current, complete and accurate information pertaining to such details as prompted by the applicable registration form. You will also be required to choose a unique password and a user name, which shall be entered by You every time You wish to gain access to the said Services. You shall not be entitled to gain, and shall not facilitate, access to MyRupaya Platform through a single account and password, by multiple users on a network. You agree and understand that We do not permit any part of MyRupaya Platform being cached in proxy servers. You are entirely responsible for maintaining the confidentiality of Your password and account.
If We reasonably believes that Your account and/or Password is being/ has been misused in any manner, We shall reserve the right to cancel access rights immediately without notice, and block access to all users from that IP address.
You shall not share your account information and password with others or use anyone else’s account. You are entirely responsible for any and all activities that occur under Your account. You agree to notify Us immediately of any unauthorized use of Your account or any other breach of security. In such event, we shall do Our best to help you recover your account; however, we cannot guarantee that Your account will be restored or the content contained therein will be recovered. We will not be liable for any loss that You may incur as a result of unauthorized use of Your password or account. However, you could be held liable for losses incurred by Us or another party due to someone else using your account or password.
No unlawful or prohibited use
As a condition of Your use of the Services, You will not use the Services for any purpose that is unlawful or prohibited by these TOU. You shall not use the Services in any manner that could damage, disable, overburden, or impair the Our server(s), or the network(s) connected to the Our servers, or interfere with any other party’s use and enjoyment of any Services. You may not attempt to gain unauthorized access to any Services, other accounts, computer systems or to any of the Services, through hacking, password mining or any other means. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available through the Services.
We forbids You from making any attempt to resell or put to commercial use any part of MyRupaya Platform and/ or the Content; any collection and use of any product listings, descriptions, or prices; any derivative use of MyRupaya Platform or its contents; any downloading or copying of account information for the benefit of any other merchant; any renting, leasing, or otherwise transferring rights to MyRupaya Platform and/ or the Content; displaying the name, logo, trademark or other identifier of another person (except for MyRupaya Platform or You) in such a manner as to give the viewer the impression that such other person is a publisher or distributor of the Services offered through MyRupaya Platform or is in any manner associated with MyRupaya Platform and/ or the Content (or any part thereof), or any data gathering or extraction tools; or any use of meta tags. You may not (whether directly or through the use of any software program) create a database in electronic or structured manual form by downloading and/ or storing all or any part of the pages from MyRupaya Platform.
Except as specifically provided under these TOU, no part of MyRupaya Platform and/ or the Content may be reproduced or transmitted to or stored in any other web site, nor may any of its pages or part thereof be disseminated in any electronic or non-electronic form, nor included in any public or private electronic retrieval system or service without prior written permission from Us. Requests to republish any material and/ or the Content made available on MyRupaya Platform for any use other than for non-commercial personal purposes should be addressed (prior to such republication) to info@MyRupaya.in.
Under no circumstances shall We be held responsible or liable, in any way, for any claims, losses, damages, liabilities in relation to any Content which is uploaded to MyRupaya Platform, for any reason whatsoever, including but not limited to the accuracy of the Content and/or the nature of such Content being derogatory, threatening, defamatory, obscene, offensive to public sensibilities or morals, or by reason of such Content being infringing of any other individual/entity’s rights. You specifically agree that We are not responsible for any Content transmitted through, published or uploaded on MyRupaya Platform by any third party, in any manner whatsoever.
Advertising and Links to Third Party Sites
MyRupaya Platform may contain links to other web sites and applications (“Linked Platforms“). The Linked Platforms are not under the control of Us, and the User agrees and acknowledges that We shall not be held responsible for the Content of any Linked Platforms, in any manner whatsoever. You agree and understand that such Linked Platforms are not associated with MyRupaya Platform, and therefore, the inclusion of any link in relation to such Linked Platforms cannot be construed to imply any endorsement or warranty by Us in relation to the authenticity, suitability, reliability or accuracy of the Linked Platforms and/or the services and/or information provided thereunder. You are requested to verify the accuracy of all information on Your own before relying on any such information.
Termination of Account
You can terminate Your account at any time by writing to email@example.com but your information may remain stored in archive on Our servers even after the deletion or the termination of Your account.
User Conduct and Obligations
You hereby agree and assure the Us that MyRupaya Platform and the Services provided thereunder shall be used for lawful purposes only and that You will not violate laws, regulations, ordinances or other such requirements of any applicable Central, State or local government or any other international laws. You further concur that you will not, through MyRupaya Platform:
post, distribute, or otherwise make available or transmit any software or other computer files that contain a virus, trojan horses, time bombs, bots, botnets, malicious content, content theft, data manipulation, threats or any other harmful programs or elements or component;
delete from MyRupaya Platform any legal notices, disclaimers, or proprietary notices such as copyright or trademark symbols, or modify any logos that You do not own or have express permission to modify;
use MyRupaya Platform and/or the Services provided thereunder in any manner that could damage, disable, overburden, or impair and not undertake any action which is harmful or potentially harmful to any the Our server, or the network(s), computer systems/ resource connected to any Our server, or interfere with any other party’s use and enjoyment of MyRupaya Platform and/or the Services provided thereunder;
obtain or attempt to obtain any materials or information through any means not intentionally made available through MyRupaya Platform and/or the Services;
engage in any activity that causes / is likely to cause harm to minors;
impersonate any person or entity, including, but not limited to, Our official, forum leader, guide or host, or falsely state or otherwise misrepresent Your affiliation with a person or entity;
take any action which encourages or consists of any threat of harm of any kind to any person or property;
carry out any “denial of service” (DoS, DDoS) or any other harmful attacks on application or internet service;
make any inappropriate, illegal or otherwise communication prohibited under applicable laws in relation to the Us or the Services provided by Us to any newsgroup, mailing list, chat facility, or other internet forums;
use MyRupaya Platform for any illegal purposes;
disrupt, place unreasonable burdens or excessive loads on, interfere with or attempt to make or attempt any unauthorized access to any website;
transmit through MyRupaya Platform, any unlawful, harassing, libelous, abusive, threatening, harmful, vulgar, obscene, libelous, hateful, or racially, ethnically or otherwise objectionable material of any kind or nature. This includes text, graphics, video, programs or audio, etc.;
collect or attempt to collect personally identifiable information of any person or entity without their express written consent and You shall maintain records of any such written consent throughout the validity of these TOU and for a period of 2 years thereafter;
engage in antisocial, disruptive, or destructive acts, including “flaming,” “spamming,” “flooding,” “trolling,” and “griefing” as those terms are commonly understood and used on the internet;
forge headers or otherwise manipulate identifiers in order to disguise the origin of any Content transmitted through MyRupaya Platform;
upload, post, email, transmit or otherwise make available any unsolicited or unauthorised advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” duplicative messages or any other form of solicitation;
encumber or suffer to exist any lien or security interest on the subject matter of these TOU;
Make any representation or warranty on behalf of Us. You agree not to post, distribute, transmit or otherwise make available any data, text, message, computer file, or other material that infringes and/or violates any right of a third party or any domestic or international law, rule, or regulation, including but not limited to:
infringement of any copyright, trademark, patent, trade secret, or other proprietary rights of any third party, including, but not limited to, the unauthorized copying of copyrighted material, the digitization and distribution of photographs from magazines, books, or other copyrighted sources, and the unauthorized transmittal of copyrighted software;
right of privacy (specifically, you must not distribute another person’s personal information of any kind without their express permission) or publicity;
any confidentiality obligation
No Controlling Spam Policy or Unsolicited E-mails
You will not use any communication tool or other means available on MyRupaya Platform to transmit, directly or indirectly, any unsolicited bulk communications (including emails and instant messages). You may not harvest information about other Users for the purpose of sending or to facilitate the sending of unsolicited bulk communications. We may terminate Your access or use of MyRupaya Platform immediately, with or without any notice, and take any other legal action if You, or anyone using Your access details to MyRupaya Platform, violates these terms. We may adopt any technical remedy (including any filtering technology or other measures) to prevent unsolicited bulk communications from entering, utilizing or remaining within Our computer or communication networks. Such filtering technology or other measures may block, either temporarily or permanently, some e-mail sent to You through MyRupaya Platform.
Disclaimer of Warranties and Liability
The Services are provided on an “as-is” and “with all faults and risks” basis, without warranties of any kind. We do not warrant, expressly or by implication, the accuracy or reliability of the Services or its sustainability for a particular purpose or the safety/ security of the data/Content stored by You. We disclaims all warranties whether express or implied, including those of merchantability, fitness for a particular purpose, non-infringement, or that use of the Services and/or MyRupaya Platform or any Content made available thereof will be uninterrupted or error-free. Without limiting the generality of the foregoing, We do not represent or warrant that the Services and/or MyRupaya Platform will result in compliance, fulfillment or conformity with the laws, regulations, requirements or guidelines of any government or governmental agency.
To the maximum extent permitted by applicable law, We provides no warranty on use of the Services and/ or MyRupaya Platform. We also disclaims all liability with respect to the misuse, loss, modification or unavailability of the Services.
Further, We can (and you authorize Us to) disclose Your name, street address, city, state, zip code, country, phone number, email, and company name to intellectual property rights owners, as We in Our sole discretion believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy, or other unlawful activity.
Limitation of Liability
YOU ASSUME THE ENTIRE RISK ASSOCIATED WITH USING THE SERVICES INCLUDING, THE MYRUPAYA PLATFORM. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF CONTENT, LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION, OR ANY OTHER PECUNIARY LOSS) ARISING OUT OF THE USE OF, OR INABILITY TO USE OR ACCESS OF THE SERVICES, OR MYRUPAYA PLATFORM OR FOR ANY SECURITY BREACH OR ANY VIRUS, BUG, UNAUTHORIZED INTERVENTION, DEFECT, OR TECHNICAL MALFUNCTIONING OF THE SERVICES, OR MYRUPAYA PLATFORM, WHETHER OR NOT FORESEEABLE AND WHETHER OR NOT THE WE Have BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, OR BASED ON ANY THEORY OF LIABILITY, INCLUDING BREACH OF CONTRACT OR WARRANTY, NEGLIGENCE OR OTHER TORTIOUS ACTION, OR ANY OTHER CLAIM ARISING OUT, OF OR IN CONNECTION WITH, YOUR USE OF, OR ACCESS TO, THE SERVICES OR MYRUPAYA PLATFORM. FURTHER, WE SHALL NOT BE LIABLE TO YOU FOR ANY TEMPORARY DISABLEMENT, PERMANENT DISCONTINUANCE OF THE SERVICES OR DATA/CONTENT LOSS OR FOR ANY CONSEQUENCES RESULTING FROM SUCH ACTIONS.
OUR AGGREGATE LIABILITY (WHETHER UNDER CONTRACT, TORT INCLUDING NEGLIGENCE, WARRANTY OR OTHERWISE) AND THAT OF ITS AFFILIATES SHALL BE LIMITED TO INR 100.
These TOU shall be governed by the Laws of India. The Courts of law at Delhi/New Delhi shall have exclusive jurisdiction over any disputes arising in relation to these TOU.
Access to MyRupaya Platform and/ or the Services from jurisdictions other than India where the same are illegal is prohibited. We reserve the right to block access to MyRupaya Platform and/ or the Services by such prohibited access by international users. If you access MyRupaya Platform and/ or the Services from a location outside India, You waive any right available under laws of jurisdictions outside of India.
All rights and obligations under this TOU which by their nature should survive will remain in full effect after termination or expiration of this TOU.
None of the provisions of this TOU shall be deemed to constitute a partnership or agency between You and Us and You shall have no authority to bind Us in any manner, whatsoever.
We shall have no liability to You for any interruption or delay, to access MyRupaya Platform irrespective of the cause.
To the extent permissible under applicable laws, You and Us agree that any cause of action arising out of or related to MyRupaya Platform, only, must commence within one (1) year after the cause of action accrues otherwise, such cause of action will be permanently barred.
We are not liable for any infringement of copyright arising out of materials posted on or transmitted through this TOU, or items advertised on this TOU, by You or any other User or any third party. If You are the owner of copyright in any of the Content shared or uploaded on MyRupaya Platform without Your consent, or You believe that any user of the Services is storing, hosting, uploading or transmitting infringing Content, then You are required to send a written notice to firstname.lastname@example.org providing the following information/details:
A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint;
Identification of the copyrighted work claimed to have been infringed;
Identification of the material on MyRupaya Platform that is claimed to be infringing or to be the subject of infringing activity;
The address, telephone number or e-mail address of the complaining party;
A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law;
A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed.
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