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Product Details
Bank Name

Capital Small Finance Bank

Account Name

Capital Savings Account

Account Type

Saving

Interest Rate

3.50%

Free Debit Card

No

Capital Savings Account
80
Account Opening Fees

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Annual Maintenance Fees

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Minimum Account Balance

Customers need to maintain a minimum balance of Rs.1,000/-

Senior citizens maintaining net relationship value of Rs.2,50,000/- are exempted from maintaining minimum balance.

Debit Card Charges

RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-

NEFT Charges

Upto Rs.10,000 - Rs.2.50
Rs.10,001 to Rs.1.00 Lac - Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac - Rs.15/-
Rs.2,00,001/- onwards - Rs.25/-

IMPS Charges

No Mention

Fees and Charges

Capital Savings Account

Special Features
RuPay Debit Card acceptance across 2.40 lac ATMs, over 27 lac POS Terminals and on all e-commerce sites
Eligibility Criteria
Individuals having 18 years of age and above Guardians on behalf of minors, salaried individuals Societies and Charitable institutions (subject to compliance of prescribed KYC norms)
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Cash withdrawal and deposit at any CSFB branch other than parent branch up to Rs.1,00,000/- per day without any charge Fast remittance of funds through RTGS & NEFT
Cons
No IMPS. Debit card charges.
Capital Savings Account

The account comes with low interest rate and offers minimal value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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