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Product Details
Bank Name
Capital Small Finance Bank
Account Name
Capital Savings Account
Account Type
Saving
Interest Rate
3.50%
Free Debit Card
No
80
Account Opening Fees
Debit Card Charges
RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-
Annual Maintenance Fees
NEFT Charges
Upto Rs.10,000 - Rs.2.50
Rs.10,001 to Rs.1.00 Lac - Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac - Rs.15/-
Rs.2,00,001/- onwards - Rs.25/-
Minimum Account Balance
Customers need to maintain a minimum balance of Rs.1,000/-
Senior citizens maintaining net relationship value of Rs.2,50,000/- are exempted from maintaining minimum balance.
IMPS Charges
No Mention
Fees and Charges of
Capital Savings Account
Capital Savings Account
Special Features
RuPay Debit Card acceptance across 2.40 lac ATMs, over 27 lac POS Terminals and on all e-commerce sites
Eligibility Criteria
Individuals having 18 years of age and above
Guardians on behalf of minors, salaried individuals
Societies and Charitable institutions (subject to compliance of prescribed KYC norms)
Benefits
Features, Eligibility and Benefits of
Capital Savings Account
Pros & Cons of
Pros
Cash withdrawal and deposit at any CSFB branch other than parent branch up to Rs.1,00,000/- per day without any charge
Fast remittance of funds through RTGS & NEFT
Cons
No IMPS. Debit card charges.
Capital Savings Account
Capital Savings Account
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
Capital Savings Account
Account Opening and Procedure of
How to open an Account?
Application Procedure
Capital Savings Account
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