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Product Details

Bank Name

Capital Small Finance Bank

Account Name

Capital Savings Account

Account Type

Saving

Interest Rate

3.50%

Free Debit Card

No

Capital Savings Account
80

Account Opening Fees

​

Debit Card Charges

RuPay Classic : Rs.149/-
RuPay Platinum : Rs.199/-

Annual Maintenance Fees

​

NEFT Charges

Upto Rs.10,000 - Rs.2.50
Rs.10,001 to Rs.1.00 Lac - Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac - Rs.15/-
Rs.2,00,001/- onwards - Rs.25/-

Minimum Account Balance

Customers need to maintain a minimum balance of Rs.1,000/-

Senior citizens maintaining net relationship value of Rs.2,50,000/- are exempted from maintaining minimum balance.

IMPS Charges

No Mention

Fees and Charges of

Capital Savings Account

Capital Savings Account

Special Features

RuPay Debit Card acceptance across 2.40 lac ATMs, over 27 lac POS Terminals and on all e-commerce sites

Eligibility Criteria

Individuals having 18 years of age and above Guardians on behalf of minors, salaried individuals Societies and Charitable institutions (subject to compliance of prescribed KYC norms)

Benefits

Features, Eligibility and Benefits of

Capital Savings Account

Pros & Cons of

Pros

Cash withdrawal and deposit at any CSFB branch other than parent branch up to Rs.1,00,000/- per day without any charge Fast remittance of funds through RTGS & NEFT

Cons

No IMPS. Debit card charges.

Capital Savings Account

Capital Savings Account

The account comes with low interest rate and offers minimal value add features.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Review of

Capital Savings Account

Account Opening and Procedure of

How to open an Account?

Application Procedure

Capital Savings Account

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