Product Details
Bank Name
CSB Bank
Account Name
CSB Silver Plus Savings Account
Account Type
Saving
Interest Rate
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%
Free Debit Card
Yes Rupay classic.
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Minimum Average Monthly Balance: 10,000.
Debit Card Charges
Free for the first year.
NEFT Charges
Free through net banking
IMPS Charges
Free through net banking
Fees and Charges
CSB Silver Plus Savings Account
Special Features
High ATM withdrawal limits of upto Rs 40,000 per day.
20% discount on locker rentals.
Eligibility Criteria
Above 18 years of age.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
High ATM withdrawal limits of upto Rs 40,000 per day.
20% discount on locker rentals.
Free NEFT/RTGS transfers (online).
Cons
Very few value-added feature
Eligibility criteria is not mentioned clearly.
Low interest rates.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
1. Eligibility Criteria:
Age: You must be at least 18 years old.
Residency: You must be a resident Indian citizen.
Minimum Average Monthly Balance (MAMB): Maintain a MAMB of Rs. 10___++,000 to avail all benefits.
2. Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Driving License
Proof of Address: Voter ID, Ration Card, Utility bills (electricity, water, gas)
Recent Passport-sized Photographs: 2-3 copies
3. Visit a CSB Bank Branch:
Locate your nearest CSB Bank branch.
Visit the branch during business hours.
Request an account opening form for the CSB Platinum Savings Account.
4. Fill the Account Opening Form:
Provide accurate and complete information in the form.
Sign the form in the presence of the bank official.
5. Submit Documents and Initial Deposit:
Submit the completed form along with the required documents.
Deposit the initial amount as per the bank's requirements.
6. Account Activation:
The bank will review your application and activate your account within a few business days.
You will receive your account details, including your account number, debit card, and cheque book.