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Product Details
Bank Name

Jammu & Kashmir Bank Ltd.

Account Name

Account Type

Saving

Interest Rate

2.90%

Free Debit Card

Yes

Deluxe Savings Account
Account Opening Fees

0

Annual Maintenance Fees

0 for balance above AMB otherwise- max Rs. 1250 + GST/month

Minimum Account Balance

5000

Debit Card Charges

Free International Debit card

NEFT Charges

Free through Net Banking

IMPS Charges

No Mention

Fees and Charges
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Deluxe Savings Account

Special Features
AMB of Rs. 5000/ Free over-the-counter cash withdrawals: 30 per half-year International debit card with Rs 1.00 lac ATM withdrawal limit and Rs 1.50 lac PoS transaction limit 20 Cheque leaves free per year
Eligibility Criteria
Resident Individuals (sole or joint account) Hindu Undivided Families. Minors above the age of 10 years
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
International debit card 20 Cheque leaves free per year
Cons
Low interest rate of 2.90% No mention of IMPS charges High charges for not maintaining AMB
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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