Product Details
Bank Name
ESAF Small Finance Banks
Account Name
ESAF Eleganz Savings Account
Account Type
Saving
Interest Rate
Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.
Free Debit Card
Yes Rupay Platinum
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
1,00,000
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
ESAF Eleganz Savings Account
Special Features
Free unlimited cheque leaves per year.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT/RTGS transaction.
Free unlimited cheque leaves per year.
Free unlimited transaction at other banks ATM.
Free unlimited transaction at own ATM.
The account comes with Rupay Platinum Credit Card, which provides a number of value add features such as free airport lounge visits,
Cons
ESAF Eleganz Savings Account
The account offers a good interest rate. The account comes with a number of value add benefits such as unlimited free transactions at other bank ATMs, Visa Platinum Debit Card, etc. Overall the account offers a decent package to customers.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai