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Product Details
Bank Name
ESAF Small Finance Banks
Account Name
ESAF Premium Savings Account
Account Type
Saving
Interest Rate
Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.
Free Debit Card
No
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
10,000
Debit Card Charges
Rupay Platinum. Joining Fee - INR 499. Annual fee - INR 499
NEFT Charges
Free
IMPS Charges
INR 5 Per Transaction
Fees and Charges
ESAF Premium Savings Account
71.4
Special Features
Eligibility Criteria
All Indian residents can open this account..
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT/RTGS transactions.
Cons
Few value-add features.
ESAF Premium Savings Account Review
The account offers an average interest rate on the account. The account comes with limited number of value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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