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Product Details
Bank Name
ESAF Small Finance Banks
Account Name
ESAF Senior Citizen Account
Account Type
Saving
Interest Rate
Upto 5 Lakh: 4.5%. Between 5 and 15 Lakh: 5.5%. Above 15 Lakhs: 6.5%.
Free Debit Card
No
71.4
Account Opening Fees
0
Debit Card Charges
Rupay Platinum. Joining Fee - INR 499. Annual fee - INR 499
Annual Maintenance Fees
0
NEFT Charges
Free
Minimum Account Balance
INR 2,000
IMPS Charges
INR 5 Per Transaction
Fees and Charges of
ESAF Senior Citizen Account
ESAF Senior Citizen Account
Special Features
Eligibility Criteria
All Indian residents can open this account..
Benefits
Features, Eligibility and Benefits of
ESAF Senior Citizen Account
Pros & Cons of
Pros
Free NEFT/RTGS transactions.
Free 8 transactions at other bank ATMs (financial/non-financial).
Cons
Few value-add features.
ESAF Senior Citizen Account
ESAF Senior Citizen Account
The account comes with decent interest rate however, the account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
ESAF Senior Citizen Account
Account Opening and Procedure of
How to open an Account?
Application Procedure
ESAF Senior Citizen Account
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