Product Details
Bank Name
Jammu & Kashmir Bank Ltd.
Account Name
J&K Bank General Salary Account
Account Type
Saving
Interest Rate
2.90%
Free Debit Card
Yes
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
Free International Debit card
NEFT Charges
Free through Net Banking
IMPS Charges
No Mention
Fees and Charges
J&K Bank General Salary Account
Special Features
No minimum AMB required
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No AMB.
Free Debit/ ATM Card.
Temporary overdraft facility.
International debit card.
Free over-the-counter cash withdrawals: 30 per half-year International debit card with Rs 0.40 lac/day ATM withdrawal limit and Rs 1.00 lac/day PoS transaction limit Temporary overdraft of 50% of net pay up to Rs. 10,000. ( Maximum Period 1 month) 20 Cheque leaves free per year
Cons
J&K Bank General Salary Account
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai