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Product Details
Bank Name

Jammu & Kashmir Bank Ltd.

Account Name

Account Type

Saving

Interest Rate

2.90%

Free Debit Card

Yes

General Salary Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

Free International Debit card

NEFT Charges

Free through Net Banking

IMPS Charges

No Mention

Fees and Charges
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General Salary Account

Special Features
No minimum AMB required Free over-the-counter cash withdrawals: 30 per half-year International debit card with Rs 0.40 lac/day ATM withdrawal limit and Rs 1.00 lac/day PoS transaction limit Temporary overdraft of 50% of net pay up to Rs. 10,000. ( Maximum Period 1 month) 20 Cheque leaves free per year
Eligibility Criteria
Employees of State/Central Govt., Public Sector Undertakings, Autonomous Bodies & reputed Private Institutions.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No AMB Free Debit/ ATM Card Temporary overdraft facility International debit card
Cons
Low interest rate of 2.90% No mention of IMPS charges
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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