top of page
Product Details
Bank Name

Jammu & Kashmir Bank Ltd.

Account Name

Account Type

Saving

Interest Rate

2.90%

Free Debit Card

Yes

General Savings account
Account Opening Fees

0

Annual Maintenance Fees

0 for balance above AMB otherwise- max Rs. 250 + GST/month

Minimum Account Balance

1000 with out cheque book
2000 with cheque book

Debit Card Charges

Free International Debit card

NEFT Charges

Free through Net Banking

IMPS Charges

No Mention

Fees and Charges
Apply Now

General Savings account

Special Features
AMB of Rs. 2000/ Free over-the-counter cash withdrawals: 30 per half-year International debit card with Rs 0.40 lac/day ATM withdrawal limit and Rs 1.00 lac/day PoS transaction limit 20 Cheque leaves free per year
Eligibility Criteria
Resident Individuals (sole or joint account) Hindu Undivided Families. Minors above the age of 10 years
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Low AMB- RS. 2000 International debit card 20 Cheque leaves free per year
Cons
Low interest rate of 2.90% No mention of IMPS charges High charges for not maintaining AMB
Application Procedure

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Add a Title

Add paragraph text. Click “Edit Text” to update the font, size and more. To change and reuse text themes, go to Site Styles.

Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
bottom of page