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Product Details
Bank Name
Indian Bank
Account Name
IB Gen X
Account Type
Savings
Interest Rate
Up to INR 10 lakh - 2.75%. More than INR 10 lakh to less than Rs.200 Cr - 2.80%
Free Debit Card
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Account Opening Fees
Debit Card Charges
Annual Maintenance Fees
NEFT Charges
SB customers are waived from charges of NEFT online transactions
Minimum Account Balance
Rs.1000/-
IMPS Charges
Fees and Charges of
IB Gen X
IB Gen X
Special Features
Optional Health Insurance available at concessional rate
Eligibility Criteria
Resident individual
· Primary account holder: age group between 18 years to 40 years.
· Single or joint
Benefits
Features, Eligibility and Benefits of
IB Gen X
Pros & Cons of
Pros
Optional Health Insurance available at concessional rate
Concession on retail loan from Indian Bank.
Cons
Very low interest rate
IB Gen X
IB Gen X
The account offers very low interest rate. The account offers limited value add benefits. Overall the account has limited appeal to the customers of today.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
IB Gen X
Account Opening and Procedure of
How to open an Account?
Application Procedure
IB Gen X
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