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Product Details
Bank Name

Indian Bank

Account Name

Account Type

Savings

Interest Rate

Up to Rs.10 lakh - 2.75%
More than Rs.10 lakh to less than Rs.200 Cr - 2.80%
Rs. 200 Cr and above - 2.90%

Free Debit Card

Yes. Rupay platinum card with AMC free

IB Mahila Shakti For Women
Account Opening Fees

Annual Maintenance Fees

Minimum Account Balance

Rs. 1000/–

Debit Card Charges

-

NEFT Charges

SB customers are waived from charges of NEFT online transactions

IMPS Charges

Fees and Charges
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IB Mahila Shakti For Women

Special Features
5% concession in respect of Demand drafts issued to the debit of the Savings Bank account for purpose other than business. · Rupay platinum card with AMC free · 25% discount on locker rental on lockers of all sizes for locker allotment linked to IB Mahila Shakti SB account
Eligibility Criteria
Women customers with no salary is being credited/ Women with salary credit. · Women customers – exclusively or as the first account holder 18 years & above. · All accounts must be Aadhaar seeded.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
VARIANT I · Accounts where no salary is credited. · Sweep option with threshold (minimum Rs. 50,000), sweep/ break sweep amount (minimum Rs.10,000) & tenure (upto 180 days) as per customer’s choice. Sweep will be created at weekly interval. VARIANT II · Accounts where salary is credited. · Sweep option with threshold (minimum Rs. 50,000), sweep/break sweep amount (minimum Rs.10,000) & tenure (upto 180 days) as per customer’s choice. Sweep will be created at weekly interval.
Cons
Very low interest rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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