Product Details
Bank Name
Indian Bank
Account Name
IB – Sammaan
Account Type
Savings
Interest Rate
Up to Rs.10 lakh - 2.75% More than Rs.10 lakh to less than Rs.200 Cr - 2.80% Rs. 200 Cr and above - 2.90%
Free Debit Card
Senior Citizen Photo Debit card with year of birth.
Account Opening Fees
Debit Card Charges
Annual Maintenance Fees
NEFT Charges
SB customers are waived from charges of NEFT online transactions
Minimum Account Balance
NIL
IMPS Charges
Fees and Charges of
IB – Sammaan
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
IB – Sammaan
Pros & Cons of
Pros
Cons
IB – Sammaan
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
IB – Sammaan
Account Opening and Procedure of
How to open an Account?
Application Procedure
IB – Sammaan
About this content
Public source: Original MyRupaya page
Captured 2026-11-06T10:51:04Z. Public page text has been preserved and restyled. Historical financial/product information may be outdated. Embedded widgets and forms are not copied or connected to live services.
