Product Details
Bank Name
IDBI Bank
Account Name
IDBI Bank Indian Navy Salary Account
Account Type
Salary Account
Interest Rate
Upto Rs. 5 Cr -3.00% and Above Rs.5 Cr up to Rs.100 Cr-3.25%.
Free Debit Card
Signature Debit card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NIL
NEFT Charges
Free online
IMPS Charges
Free online
Fees and Charges
IDBI Bank Indian Navy Salary Account
Special Features
Personal accidental a=insurance of Rs. 55 lakhs.
Air accidental insurance of Rs. 100 lakhs.
Account specially designed for Indian Navy.
Eligibility Criteria
Sea man II , Seaman I , Leading Sea Man, Petty Officer Chief petty officer, Master Chief Petty Officer II, Master Chief Petty Officer I, Midshipman Sub Lieutenant, Lieutenant, Lieutenant Commander
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No minimum balance requirements.
Personal accidental a=insurance of Rs. 55 lakhs.
Air accidental insurance of Rs. 100 lakhs.
Unlimited Domestic/ International transactions at all bank ATMs.
Cons
Low interest rates.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Opening a salary account with IDBI Bank can be done through a couple of methods, primarily involving either online initiation or a visit to a physical branch. Here's a breakdown based on the information I found:
Key Methods:
Visiting a Branch:
This is a traditional and reliable method. You can visit your nearest IDBI Bank branch.Bank personnel will guide you through the process, help you fill out the necessary forms, and inform you about the required documents.
Online Initiation:
IDBI Bank does offer online options to initiate the process. You can start by:Visiting the official IDBI Bank website.
Looking for the savings account section.
You may find options to fill out an online form, and then a bank representative will contact you.