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Product Details
Bank Name
IDFC First Bank
Account Name
IDFC Future First Saving Account
Account Type
Saving
Interest Rate
Upto 10 Lakh - 4% Above 10 Lakh And Upto 50 Crore 6.25%
Free Debit Card
Yes. Visa Signature Card
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Account Opening Fees
Nil
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
IDFC Future First Saving Account
93.2
Special Features
Free and unlimited ATM transactions at any bank anywhere in India
Eligibility Criteria
Graduate and postgraduate students from premier/identified educational institutes of India
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Interest is credited on a monthly basis. Free Visa Platinum Debit Card. Free NEFT/RTGS/IMPS transactions. High interest rates
Cons
Few value add features.
IDFC Future First Saving Account Review
The account offers low interest rate on balance below INR 10 Lakh. The account offers a number of value add features such as monthly credit of interest. Overall it is a value for money account if you maintain balance over INR 10 Lakh.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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