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Product Details
Bank Name

Kotak Mahindra Bank

Account Name

Account Type

Saving

Interest Rate

For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.

Free Debit Card

Yes

Kotak 811 Digital Savings Account Online
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

0

Debit Card Charges

NEFT Charges

Kotak 811 Full KYC account in this case For NEFT: Upto 10000: 2; 10001 to 100000:4; 100001 to 200000:14; >200000:24.
For RTGS: 200000 to 500000:20; >500000:40

IMPS Charges

Not available

Fees and Charges
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Kotak 811 Digital Savings Account Online

Special Features
Zeo Balance Account.
Eligibility Criteria
Individual of age 18 years and above Resident Indian
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No need to maintain a minimum balance in your account at the end of the year,you can transfer money online through IMPS, NEFT and UPI without any fee, They offer a 24/7 account management facility through website and earn 4% per annum on your savings account balance.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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