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Product Details
Bank Name
Kotak Mahindra Bank
Account Name
Account Type
Saving
Interest Rate
For balances upto Rs. 50 lakhs -3.50% p.a.,For balances above Rs. 50 lakhs-4% p.a.
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NEFT Charges
Kotak 811 Full KYC account in this case For NEFT: Upto 10000: 2; 10001 to 100000:4; 100001 to 200000:14; >200000:24.
For RTGS: 200000 to 500000:20; >500000:40
IMPS Charges
Not available
Fees and Charges
Kotak 811 Digital Savings Account Online
Special Features
Zeo Balance Account.
Eligibility Criteria
Individual of age 18 years and above
Resident Indian
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No need to maintain a minimum balance in your account at the end of the year,you can transfer money online through IMPS, NEFT and UPI without any fee, They offer a 24/7 account management facility through website and earn 4% per annum on your savings account balance.
Cons
Low intreast rate
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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