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Product Details
Bank Name

Karur Vysya Bank Limited

Account Name

KVB Shakthi is a special savings account designed for women.

Account Type

Savings Account.

Interest Rate

Balance up to Rs.5 Lakh-2.25%. Balance above Rs.5 Lakh up to Rs.10 Lakh-2.50%. Balance above Rs.10 Lakh to less than Rs. 1 Crore-3.00%.

Free Debit Card


KVB Shakthi for Women
Account Opening Fees

INR 0.

Annual Maintenance Fees


Minimum Account Balance

INR 5,000

Debit Card Charges


NEFT Charges

Free if done through net banking/mobile banking.

IMPS Charges

Free - Up to INR 1,000/-. Beyond INR 1,000: INR 5.

Fees and Charges

KVB Shakthi for Women

Special Features

Accidental Death Insurance Cover- INR 1 Lakh.

Eligibility Criteria

The Karur Vysya Bank (KVB) Shakthi account is a unique savings account designed specifically for women, offering a combination of financial benefits, loan eligibility, and insurance coverage. To be eligible for a KVB Shakthi account, you'll need to meet the following criteria:

1. Age: You must be at least 18 years old.

2. Gender: You must be a woman.

3. Documentation: You will need to submit standard KYC documents for opening the account, such as:

  • Proof of Identity: Aadhaar Card, Voter ID, PAN Card, Driver's License, Passport, etc.

  • Proof of Address: Aadhaar Card, Ration Card, Utility Bills, Passport, etc.

  • Proof of Income: If applying for loan facilities, you might need salary slips, income tax returns, or other documents to prove your income source.

Features, Eligibility and Benefits
Pros & Cons
  • Free Cheque book - 25 leaves per year.

  • Free Demat Account (first year). 

  • Free Debit card.

  • Free accidental death insurance cover of Rs. 1 Lakh.

  • Low intreast rate. 

  • Limited branch network.

  • Limited number of ATMs.

Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?

To apply for Karur Vysya Bank KVB Shakthi for women Account, you can choose any of the following ways:


 1. offline : Visit the nearest branch of Karur Vysya Bank and fill up the application form. You will need to submit your identity proof, address proof, and two passport size photographs along with the form.


 2. Online : Apply online through the bank’s website by clicking on the ‘Apply Now’ button on the website page. You will need to provide your personal details, contact details, and PAN number. You will also need to upload your identity proof and address proof documents. The link to their website to apply for the same is : 


 3. Customer Care Number : Call the customer care number of Karur Vysya Bank at 1860 258 1916 (local charges applicable) and request for a KVB Savings account. You can then choose from the variety of services they offer. You will need to provide your basic information and verify your identity through an OTP. The bank representative will guide you through the process and arrange for a doorstep visit to collect your documents. You can also email them at for any queries or feedback.

Application Procedure
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