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Product Details
Bank Name

Nainital Bank

Account Name

Account Type

Saving

Interest Rate

2.85%

Free Debit Card

Yes

Naini Mahila Samrudhi Saving Bank Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Rs 3000/

Debit Card Charges

Rs.200/-

NEFT Charges

Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.

IMPS Charges

Free

Fees and Charges

Naini Mahila Samrudhi Saving Bank Account

Special Features
Rs 1 Lacs accidental insurance up to 70 Years of age
Eligibility Criteria
Any Women Resident Individual - Single Accounts, Illiterate Persons, Visually Impaired persons, Purdanasheen Ladies.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
0.25% lower interest rates on two/four wheelers,0.50% lower interest rate in education loan for girl child,25% waiver on annual locker charges,Free 25 cheque leaves in a year,SMS alert facility free for 1st year,25% waiver on processing charges on Auto Loan, Education Loan and Mortgage Loan.100% waiver in processing charges for personal loan,Sweep facility is available on request only on and above Rs 50,000 in multiple of Rs 10,000 for 90 days,Simplest deposit option available to the depositor,No hidden costs,Deposits are insured by DICGC,Provision for nomination.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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