Product Details
Bank Name
Nainital Bank
Account Name
Naini Mahila Samrudhi Saving Bank Account
Account Type
Saving
Interest Rate
2.85%
Free Debit Card
Yes
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Account Opening Fees
0
Debit Card Charges
Rs.200/-
Annual Maintenance Fees
0
NEFT Charges
Upto Rs. 10000/-Rs.2.25 per transaction and Above Rs 10000/- to 1" lakh-Rs.4.75 per transaction.
Minimum Account Balance
Rs 3000/
IMPS Charges
Free
Fees and Charges of
Naini Mahila Samrudhi Saving Bank Account
Naini Mahila Samrudhi Saving Bank Account
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
Naini Mahila Samrudhi Saving Bank Account
Pros & Cons of
Pros
0.25% lower interest rates on two/four wheelers.
0.50% lower interest rate in education loan for girl child.
0.25% waiver on annual locker charges.
Free 25 cheque leaves in a year.
SMS alert facility free for 1st year.
25% waiver on processing charges on Auto Loan.
Education Loan and Mortgage Loan.
100% waiver in processing charges for personal loan.
Sweep facility is available on request only on and above Rs 50,000 in multiple of Rs 10,000 for 90 days.
Cons
Naini Mahila Samrudhi Saving Bank Account
Naini Mahila Samrudhi Saving Bank Account Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
