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Product Details
Bank Name
Canara Bank
Account Name
Nitya Nidhi Deposit Scheme
Account Type
Saving
Interest Rate
2.00 % on Maturity
Free Debit Card
71.4
Account Opening Fees
0
Annual Maintenance Fees
Minimum Account Balance
Debit Card Charges
NEFT Charges
Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75.
IMPS Charges
Up to Rs.10,000- Rs. 2.25,Rs.10,001 and up to Rs.1 lakh-Rs. 4.75,Above Rs.1 lakh and up to Rs.2 lakhs-Rs.14.75
Fees and Charges
Nitya Nidhi Deposit Scheme
Special Features
Eligibility Criteria
Individual, Proprietorship, Partnership Firms, Clubs & Association.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Nomination Facility Available,Loan facility of Maximum 75% of the outstanding balance,
Cons
Very few value added feature
Nitya Nidhi Deposit Scheme
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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