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Product Details
Bank Name
Capital Small Finance Bank
Account Name
Capital Normal Savings Account
Account Type
Saving
Interest Rate
3.50%
Free Debit Card
Not Available
Account Opening Fees
Annual Maintenance Fees
Minimum Account Balance
Rural Area : Rs.100/- (without cheque book) else Rs.300/-
Semi Urban / Urban : Rs.300/- (without cheque book) else Rs.500/-
Debit Card Charges
Not Available
NEFT Charges
Upto Rs.10,000 - Rs.2.50
Rs.10,001 to Rs.1.00 Lac - Rs.5/-
Rs.1,00,001/- to Rs.2.00 Lac - Rs.15/-
Rs.2,00,001/- onwards - Rs.25/-
IMPS Charges
No Mention
Fees and Charges
Capital Normal Savings Account
80
Special Features
Cash withdrawal and deposit at any CSFB branch other than parent branch up to Rs.25,000/- per day
Eligibility Criteria
Individuals having 18 years of age and above
Guardians on behalf of minors, salaried individuals
Societies and Charitable institutions (subject to compliance of prescribed KYC norms
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Internet Banking
Fast remittance of funds through RTGS & NEFT
Cons
Details about debit card not clear. Imps service also not metioned
Capital Normal Savings Account
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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