Product Details
Bank Name
Punjab National Bank
Account Name
PNB Elite Saving Grand
Account Type
Saving
Interest Rate
Upto 1 lakh -2.7%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
Free Debit Card
Exclusive PNB RuPay Select Debit Card"
Account Opening Fees
0
Debit Card Charges
0
Annual Maintenance Fees
0
NEFT Charges
Free
Minimum Account Balance
INR 10,000
IMPS Charges
Free
Fees and Charges of
PNB Elite Saving Grand
PNB Elite Saving Grand
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits of
PNB Elite Saving Grand
Pros & Cons of
Pros
75% discount on processing fee for housing loan, vehicle loans, etc.
Free NEFT and IMPS transfer.
Free accidental insurance cover of INR 10 lakhs.
Free chequebook with 400 cheques.
Annual maintenance fee waived on opening demat account with PNB.
Cons
PNB Elite Saving Grand
PNB Elite Saving Grand
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
PNB Elite Saving Grand
Account Opening and Procedure of
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.