Product Details
Bank Name
Punjab National Bank
Account Name
PNB Samman Saving Account
Account Type
Saving account
Interest Rate
Upto 10 lakh-2.70% and above 10 lakh 2.75%.
Free Debit Card
RuPay Debit Card
Account Opening Fees
0
Debit Card Charges
NIL
Annual Maintenance Fees
0
NEFT Charges
Free if done through net banking/mobile banking.
Minimum Account Balance
0
IMPS Charges
Free if done through net banking/mobile banking.
Fees and Charges of
PNB Samman Saving Account
PNB Samman Saving Account
Special Features
This account is specially designed for pensioners/ prospective pensioners including all the employees retired from the bank.
Eligibility Criteria
Pensioner/Prospective pensioner including all the employees retired from our bank who has given mandate for credit of his pension in the account. Account will be opened preferably jointly with spouse.
Benefits
Features, Eligibility and Benefits of
PNB Samman Saving Account
Pros & Cons of
Pros
No charges for NEFT/IMPS transactions.
Free Rupay classic debit card.
One chequebook of 50 leaves free in a financial year.
Cons
Low interest rates.
PNB Samman Saving Account
PNB Samman Saving Account Review
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
PNB Samman Saving Account
Account Opening and Procedure of
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.