top of page
ChatGPT Image Nov 21, 2025, 02_22_41 PM.png

Product Details

Bank Name

Punjab National Bank

Account Name

PNB Saving Account Product For Premium Customers

Account Type

Saving

Interest Rate

Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a

Free Debit Card

Yes -
PNB Platinum Debit Card

PNB Saving Account Product For Premium Customers
73.2

Account Opening Fees

0

Debit Card Charges

0

Annual Maintenance Fees

0

NEFT Charges

Free

Minimum Account Balance

INR 50,000

IMPS Charges

Free

Fees and Charges of

PNB Saving Account Product For Premium Customers

PNB Saving Account Product For Premium Customers

Special Features

50% processing charges will be waived in case the customer avails a vehicle loan or home loan from PNB

Eligibility Criteria

Residents of india and have completed atleast 18 years of age.

Benefits

Features, Eligibility and Benefits of

PNB Saving Account Product For Premium Customers

Pros & Cons of

Pros

  • 50% discount on processing fee for housing loan, vehicle loans, etc. 

  • Feature rich debit card. 

  • Free NEFT and IMPS transfer. 

  • Free accidental insurance cover of INR 10 lakhs.

Cons

Low interest rate.

PNB Saving Account Product For Premium Customers

PNB Saving Account Product For Premium Customers Review

The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.

Abhijeet Saxena

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

Review of

PNB Saving Account Product For Premium Customers

Account Opening and Procedure of

How to open an Account?

Application Procedure

PNB Saving Account Product For Premium Customers

bottom of page