Product Details
Bank Name
Punjab National Bank
Account Name
PNB Saving Account Product For Premium Customers
Account Type
Saving
Interest Rate
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
Free Debit Card
Yes -
PNB Platinum Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 50,000
Debit Card Charges
0
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
PNB Saving Account Product For Premium Customers
Special Features
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
50% discount on processing fee for housing loan, vehicle loans, etc.
Feature rich debit card.
Free NEFT and IMPS transfer.
Free accidental insurance cover of INR 10 lakhs.
Cons
PNB Saving Account Product For Premium Customers Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai