Product Details
Bank Name
Punjab National Bank
Account Name
PNB Unnati Saving Account
Account Type
Saving
Interest Rate
Upto 10 lakh-2.7% and above 10 lakh 2.75 %
Free Debit Card
Classic Rupay Debit Card
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Quarterly Average Balance: Rural: Rs. 500, Semi-Urban: Rs. 1000, Urban, Metropolitan: Rs. 2000.
Debit Card Charges
0
NEFT Charges
Free if done through net banking/mobile banking.
IMPS Charges
Free if done through net banking/mobile banking.
Fees and Charges
PNB Unnati Saving Account
Special Features
Free debit card.
No charges on NEFT/IMPS transactions.
Eligibility Criteria
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free classic rupay debit card.
No charges on NEFT/IMPS transactions.
Cons
Low interest rate.
PNB Unnati Saving Account Review
The account comes with low interest rate and offers average value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Visit a PNB Branch: Locate the nearest PNB branch to you.
Required Documents:
Proof of Identity: Aadhaar Card, PAN Card, Passport, Voter ID, or Driving License.Proof of Address: Aadhaar Card, Passport, Voter ID, Driving License, or utility bills.
Photographs: Two recent passport-sized photographs.Account Opening Form: Obtain an account opening form from the bank representative. Fill in the form accurately and completely with all the required details.
Submit Documents and Open Account: Submit the completed form and all the required documents to the bank representative. The bank representative will guide you through the account opening process.