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Product Details
Bank Name

Indian Overseas Bank

Account Name

Account Type

Saving

Interest Rate

Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90.

Free Debit Card

Yes VISA-CLASSIC

Regular SB Account
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Debit Card Charges

100

NEFT Charges

Upto ₹10,000/ -₹.4/-,Above ₹1.00 lac and upto ₹2 lacs -.12/-

IMPS Charges

Upto 1 lakh -Rs 5 and above 1 lakh but less than 2 lakh-15

Fees and Charges

Regular SB Account

Special Features
None
Eligibility Criteria
ndividuals, Joint accounts, Clubs, associations, trusts, Govt. Bodies, societies (including co-operatives), educational institutions, associations and other non-trading organizations and Minors who have completed ten years of age can apply in their names.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
International VISA/MASTER/RUPAY Debit Card ,stant Credit of Outstation Cheque upto Rs.15,000/-,Internet banking & Mobile Banking facility,Nomination facility,Standing Instruction Facility,Speedy transfer of funds,Insurance Products,50 cheque leaves free per annum.
Cons
Low intreast rate
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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