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Product Details
Bank Name
Jammu & Kashmir Bank Ltd.
Account Name
Saving Bank Account-Government Departments
Account Type
Saving
Interest Rate
2.90%
Free Debit Card
No
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Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
NEFT Charges
Free through Net Banking
IMPS Charges
No Mention
Fees and Charges
Saving Bank Account-Government Departments
76.5
Special Features
No Minimum AMB
'At Par' facility is available for nominal charges
Eligibility Criteria
All Central, State Govt. Departments and other Govt. Undertakings/Corporations
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
No AMB
Cons
Low interest rate of 2.90%
No mention of IMPS charges
At par facility available with charges
no info about debit card
Saving Bank Account-Government Departments
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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