Product Details
Bank Name
Suryoday Small Finance Bank
Account Name
Suryodaya Savings Ujjwal
Account Type
Saving
Interest Rate
Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%
Free Debit Card
No. The default card type is RuPay Classic EMV Chip Debit Card
Account Opening Fees
Debit Card Charges
Rs. 100
Annual Maintenance Fees
NEFT Charges
Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.
Minimum Account Balance
Average Monthly Balance: Rs. 2,000/-
IMPS Charges
5 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10
Fees and Charges of
Suryodaya Savings Ujjwal
Suryodaya Savings Ujjwal
Special Features
Lower charges on RTGS, NEFT & IMPS / 5 free Outward RTGS/IMPS transactions per month through Net Banking/Mobile Banking (Fungible between RTGS and IMPS). Chargeable at branch
Eligibility Criteria
Resident Individual (Single or Joint Holders) Hindu Undivided Family minor under guardian.
Benefits
Features, Eligibility and Benefits of
Suryodaya Savings Ujjwal
Pros & Cons of
Pros
Cons
Suryodaya Savings Ujjwal
Suryodaya Savings Ujjwal
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai