Product Details
Bank Name
Suryoday Small Finance Bank
Account Name
Suryodaya Savings Ujjwal
Account Type
Saving
Interest Rate
Up to and including Rs. 1 Lakh: 4.00%
Above Rs. 1 Lakh up to & including Rs. 1 crore: 6.25%
Above Rs. 1 crore: 5.00%
Free Debit Card
No. The default card type is RuPay Classic EMV Chip Debit Card
Account Opening Fees
Annual Maintenance Fees
Minimum Account Balance
Average Monthly Balance: Rs. 2,000/-
Debit Card Charges
Rs. 100
NEFT Charges
Unlimited free via Net Banking/Mobile Banking. Chargeable at branch.
IMPS Charges
5 free via Net Banking/Mobile Banking (funglible between RTGS and IMPS). Chargeable at branch. IMPS Payment (Outward) Upto ₹ 100,000 per transaction : Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10
Fees and Charges
Suryodaya Savings Ujjwal
Special Features
Lower charges on RTGS, NEFT & IMPS / 5 free Outward RTGS/IMPS transactions per month through Net Banking/Mobile Banking (Fungible between RTGS and IMPS). Chargeable at branch
Eligibility Criteria
Resident Individual (Single or Joint Holders) Hindu Undivided Family minor under guardian.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Cons
Suryodaya Savings Ujjwal
The account comes with low interest rate and offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai