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Product Details
Bank Name

Karnataka bank

Account Name

Account Type

insurance savings account

Interest Rate

Upto 50 lacs- 2.75% p.a
50 Lacs - 1 Cr : 3.50%
Above 1Cr: 4.50%

Free Debit Card

Yes, eligible for Free international platimum Card

SB KBL ILSB
Account Opening Fees

0

Annual Maintenance Fees

0

Minimum Account Balance

Rs 15,000 (M&U)
Rs 10,000 (S,R & FI)

Debit Card Charges

0

NEFT Charges

Free

IMPS Charges

Free 2 IMPS per month

Fees and Charges
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SB KBL ILSB

Special Features
Accident insurance coverage of ₹2 lakh at the bank’s cost in accordance with such insurance scheme as maybe in force from time to time. Hospitalisation cover for reimbursement of hospitalization expenses arising out of accident only for a maximum of ₹10,000/- at the bank’s cost.
Eligibility Criteria
The applicant must be an Indian citizen. The applicant must be between the ages of 18 and 70 years. The applicant must have aadhaar card or any other valid identification document. The applicant must have a pan card.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
• Accident insurance coverage of ₹2 lakh at the bank’s cost in accordance with such insurance scheme as maybe in force from time to time. •Permanent Partial Disability Coverage of Rs. 1,00,000 •Hospitalisation cover for reimbursement of hospitalization expenses arising out of accident only for a maximum of ₹10,000/- at the bank’s cost. The insurance cover will commence from 31st day of opening of the Account. In case of joint accounts, the first account holder is covered and not both holder. •Eligible for free Platinum International Debit Card. •Free two NEFT from any branch for any amount •All other benefits, rules, charge etc., applicable to SB General are also applicable.
Cons
•High MAB No zero balance account facility available.
Application Procedure

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Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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