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Product Details
Bank Name
Indian Overseas Bank
Account Name
SB Small
Account Type
Saving
Interest Rate
Balance Upto Rs. 25 Lacs-2.75 ,Balance Above Rs. 25 Lacs to Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore-
2.90
Free Debit Card
Yes
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
Debit Card Charges
100
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
SB Small
73.2
Special Features
Eligibility Criteria
Accounts can be opened by any Individuals
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
ATM Debit card can be issued.
The account is eligible for SMS Alert also,
Cons
Few value added future
IOB SB Small Review
The account offers quite low interest rate. The account offers minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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