Product Details
Bank Name
Suryoday Small Finance Bank
Account Name
Share Your Smile Savings Account
Account Type
Saving
Interest Rate
Up to and including Rs. 1 Lakh: 3.00%
Above Rs. 1 Lakh up to & including Rs. 5 Lakh: 5.00%
Above Rs. 5 Lakh up to & including Rs. 10 Lakh: 7.25%
Above Rs. 10 Lakh up to & including Rs 2 Crore: 7.50%
Free Debit Card
No
Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
0
Debit Card Charges
No
NEFT Charges
Unlimited free via Net Banking/Mobile Banking.
IMPS Charges
5 free via Net Banking/Mobile Banking. IMPS Payment (Outward) Upto ₹ 100,000 per transaction: Rs 5. Above ₹ 100,000 to ₹ 500,000 per transaction: Rs. 10.
Fees and Charges
Share Your Smile Savings Account
Special Features
Lower charges on RTGS, NEFT & IMPS / 5 free Outward RTGS/IMPS transactions per month through Net Banking/Mobile Banking (Fungible between RTGS and IMPS).
Eligibility Criteria
Resident Individual (both new as well as existing customers)
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Zero balance account.
Free NEFT online transactions.
Cons
No free debit card.
Application Procedure
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Product Review
Account Opening and Procedure
How to open an Account?
Visit a Suryoday Bank Branch: Go to your nearest branch and inform the bank representative about your interest in opening a Share Your Smile Savings Account.
Submit Application: Fill out the necessary application form and submit it to the bank.
Link Existing Accounts: Specify the Savings Account(s) or Fixed Deposit(s) you want to link with the Share Your Smile Savings Account.
Choose Donation Percentage: Select the percentage of your interest earnings you wish to donate to charity. You can choose between 10% and 100%.
Select Charity: Choose the charitable organizations you want to support.