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Product Details
Bank Name
Union Bank of India
Account Name
UBI Savings Account General
Account Type
Saving
Interest Rate
Upto 50 Lakh 2.75%. Above 50 Lakh upto 100 Crore : 2.90%
Free Debit Card
No

Account Opening Fees
0
Annual Maintenance Fees
0
Minimum Account Balance
INR 1000
Debit Card Charges
Classic Debit Card. Issuance fee: Nil. Annual fee: INR 200 + GST
NEFT Charges
Free
IMPS Charges
Free
Fees and Charges
UBI Savings Account General
75.7
Special Features
Eligibility Criteria
Indian resident above 18.
Benefits
Features, Eligibility and Benefits
Pros & Cons
Pros
Free NEFT Transfer.
Cons
Low interest rate. Limited value add features.
UBI Savings Account General Review
The account comes with low interest rate and offers average value add features.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Product Review
Account Opening and Procedure
How to open an Account?
Application Procedure
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