Product Details
Bank Name
Utkarsh Small Finance Bank
Account Name
Utkarsh Corporate Salary Account Standard
Account Type
Saving/Salary
Interest Rate
Upto 1 Lakh: 4.%. Between 1 and 5 Lakh: 6.25%. Between 5 Lakh up to 5 Crore: 7.50%
Free Debit Card
Yes - Rupay Classic
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Account Opening Fees
0
Debit Card Charges
0
Annual Maintenance Fees
0
NEFT Charges
Free
Minimum Account Balance
0
IMPS Charges
Up to Rs. 1,000: INR 2.5 per transaction
Above Rs. 1,000 up to INR 25,000: INR 5 per transaction
Above Rs. 25,000 up to INR 5,00,000: INR 5 per transaction
Fees and Charges of
Utkarsh Corporate Salary Account Standard
Utkarsh Corporate Salary Account Standard
Special Features
Free and unlimited ATM access at own ATM.
Eligibility Criteria
Eligibility Criterion not disclosed by the bank on its website.
Benefits
Features, Eligibility and Benefits of
Utkarsh Corporate Salary Account Standard
Pros & Cons of
Pros
Zero balance account.
Free and unlimited ATM access at own ATM.
Free Rupay Classic debit card.
Free NEFT and RTGS transfer if done online.
High interest rate.
Cons
The bank has limited ATM and branch network.
Utkarsh Corporate Salary Account Standard
Utkarsh Corporate Salary Account Premium Review
The account offers decent interest rate. The account also comes loaded with a number of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
Review of
Utkarsh Corporate Salary Account Standard
Account Opening and Procedure of
How to open an Account?
To open a Utkarsh Corporate Salary Account, you'll need to contact the HR or payroll department of your employer. They will be able to guide you through the specific process and requirements.