Product Details
Bank Name
Yes Bank
Account Name
YES Pro Savings Account
Account Type
Savings Bank
Interest Rate
Upto 10 lakh: 3.00%, above 10 lakh but less than 25 lakh: 3.50%, above 25 lakhs but less than 50 lakhs: 4%. Above 50 Lakhs: 5%
Free Debit Card
Yes
Account Opening Fees
0
Debit Card Charges
Not specified by the bank.
Annual Maintenance Fees
0
NEFT Charges
Free online
Minimum Account Balance
Average Monthly Balance (AMB) of Rs. 10,000.
IMPS Charges
Free online
Fees and Charges of
YES Pro Savings Account
YES Pro Savings Account
Special Features
Users can earn up to 8,000 YES Rewardz within the first 90 days of account opening.
Users can earn up to 16,000 YES Rewardz in a year.
Users can avail discounts on Locker rentals and Demat AMC.
Users will have unlimited access to any bank ATMs in India.
Eligibility Criteria
To be eligible for the YES PRO Savings Account, you must be:
An Indian resident
Over 18 years of age
Have a valid PAN card
Benefits
Features, Eligibility and Benefits of
YES Pro Savings Account
Pros & Cons of
Pros
Users can avail discounts on Locker rentals and Demat AMC.
Users will have unlimited access to any bank ATMs in India.
24/7 online fund transfer & bill payment through free NEFT, RTGS & UPI facility.
Free SMS & Email alert facility
Users can earn up to 8,000 YES Rewardz within the first 90 days of account opening.
Users can earn up to 16,000 YES Rewardz in a year.
Cons
High Average Monthly Balance (AMB) requirements.
YES Pro Savings Account
YES Pro Savings Account Review
The account offers a low interest rate. The account comes with a number of value add features. Overall the account has no features which will distinguish it from its competitors.
Review of
YES Pro Savings Account
Account Opening and Procedure of
How to open an Account?
Online:
Visit the Yes Bank website: Go to the Yes Bank homepage and click on "Open an Account."
Select "Savings Account": Choose the "Savings Account" option from the available choices.
Fill in the application form: Provide all the required details accurately in the online application form.
Submit the form: Once you have filled in all the necessary details, submit the application form.
Generate your account number: You will be able to generate your own account number, which will be used for future banking transactions.
2. Offline:
Visit a Yes Bank branch: Go to your nearest Yes Bank branch and request an account opening form.
Fill out the form: Fill in the application form with all the required details.
Submit the form: Submit the completed application form along with the necessary documents.
Documents required:
Identity proof: PAN card, Aadhaar card, Voter ID, Driving License, Passport, etc.
Address proof: Passport, Aadhaar card, Voter ID, Driving License, Utility bills, etc.Recent passport-size photographs