Doctor's SBI Card (In Association With IMA)

Doctor's SBI Card (In Association With IMA) is a premium credit card from State Bank of India. Users will get 5X reward points on spends on medical supplies, travel bookings and international spends.

Joining fee: (one time): ₹1,499 + taxes
Annual fee: (one time): ₹1,499 + taxes
Forex markup: 3.5%
Interest: Up to 3.50% per month (42% per annum) from the transaction date

More SBI cards

Welcome benefits

e-gift voucher worth ₹1,500 from Yatra.com

Rewards & cashback

Users will get 5X reward points on spends on medical supplies, travel bookings and international spends
Value of 1 reward point = ₹0.25
Effective special cashback rate: 1.25%
1 point on all other spends
General cashback rate = 0.25%

Milestone benefits

Users will get a gift voucher from Yatra.com or Bata or Shoppers Stop worth ₹5,000 on achieving annual spends of Rs ₹5 Lakhs

Airport lounge access

Free membership to thePriority Pass Programworth $99. 4 complimentary visits every year to international airport lounges outside of India (max. 2 visits per quarter).; 8 free visits per year to domestic airport lounges in India (max. 2 visits per quarter)

More benefits & features

Professional indemnity insurance worth ₹20 lakhs
The SBI Doctor's Professional Indemnity Insurance Cover of Rs ₹20 Lakhs.; Reimbursement of all legal & defence costs, including out-of-court settlement expenses and court awards
Zero per cent of the sum insured would be deductible

Fees & charges

Joining fee: (one time): ₹1,499 + taxes
Annual fee: (one time): ₹1,499 + taxes
Foreign currency markup: 3.5%
Interest rate: Up to 3.50% per month (42% per annum) from the transaction date
Late payment: Late Payment charges will be applicable if Minimum Amount Due is not paid by the payment due date. NIL for Outstanding Amount on payment…
Cash advance: 2.5% or ₹500 whichever is higher at domestic ATMs and 2.5% or ₹500, whichever is higher at international ATMs
Fuel surcharge: 1% fuel surcharge waiver for each transaction between ₹500 and ₹4,000. Maximum surcharge waiver of ₹250 per statement…
Billing cycle: 30 Days
Other fees: ₹4,499 + Taxes from second year onwards. | Reward Redemption Fees: ₹99/- per redemption

Pros and cons

What works well

Users will get a e-gift voucher worth ₹1,500 from Yatra.com
Reward Points: Users will get 5X reward points on spends on medical supplies, travel bookings and international spends
Value of 1 reward point = ₹0.25
Effective special cashback rate: 1.25%. 1 point on all other spends
General cashback rate = 0.25%
Users will get a gift voucher from Yatra.com or Bata or Shoppers Stop worth ₹5,000 on achieving annual spends of ₹5 Lakhs

Worth knowing

Low cashback rate
Lack of standard premium benefits like free movie tickets

Who can apply

To be eligible for the SBI Doctor's card, you must meet the below mentioned criteria:
Basic requirements:
Age: Be between 21 years and 65 years old
Occupation: Must be a practicing salaried doctor or self-practicing doctor for atleast 3 years
Minimum Annual Income: Earn minimum of ₹1,50,000 per year
Document requirements:

How to apply

There are three major to apply for the SBI Doctor's Credit Card: Online:
Visit the SBI Card website
Click on the "Apply" button and select the Doctor's SBI Card
Fill in the application form with all of your details
Upload the requisite documents, such as identity proof, proof of permanent address, and proof of income
Submit the application form Offline:
Visit any SBI branch
Collect the Doctor's SBI Credit Card application form
Fill in the application form

Details come from information published by State Bank of India and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.