Everyday credit card · Federal Bank
Federal Bank Visa Celesta
Federal Bank Visa Celesta is a everyday credit card from Federal Bank. 1 Federal Reward Point = ₹0.25.
- Joining fee
- Nil
- Annual fee
- Annual membership fee: ₹0
- Forex markup
- 2%
- Interest
- 41.88% (3.49% per month)
Welcome benefits
- Users will get an Amazon Pay e-Voucher worth ₹600 on a minimum spend of ₹10,000 in the first 30 days
Rewards & cashback
- 1 Federal Reward Point = ₹0.25
- You will get 1 reward point on a spend of ₹100
- 3x rewards on spending for travel and international categories, cashback rate: 0.75%
- 2x rewards on spending for dining categories, cashback rate: 0.50%
- 1x points on all other categories, cashback rate: 0.25%
Airport lounge access
- Complimentary lounge access at airports, twice a year at International airports and 4 times per quarter at domestic airports
Movies
- Buy One Get One offer on INOX movie tickets, once a month
More benefits & features
- Interst rate depends on your bank balance maintained in Federal Bank Saving Account: Average Monthly Balance (1) less than ₹50,000 41.88% (3.49% per month) (2) ₹50,000 - 3,00,000 30.00% (2.49% per month) (3) ₹3,00,001- 10,00,000 18.00% (1.49% per month) (4)…
Fees & charges
- Joining fee
- Nil
- Annual fee
- Annual membership fee: ₹0
- Foreign currency markup
- 2%
- Interest rate
- 41.88% (3.49% per month)
- Late payment
- Late payment charges - Less than ₹100 0 ₹100- ₹500 100 ₹501 to ₹5,000 500 ₹5,001 to ₹10,000 600 ₹10,001 to ₹25,000 750 ₹25,001 to ₹50,000…
- Cash advance
- 2.5% of amount withdrawn or ₹500 whichever is higher
- Fuel surcharge
- 1% Fuel surcharge on all fuel transactions (waiver on spends between ₹400/- to ₹5000/- on all petrol pumps for Celesta…
- Billing cycle
- 30 days
- Other fees
- Cash withdrawal charges 2.5% of amount withdrawn or ₹500 whichever is higher. | Redemption Fee ₹99/- per redemption request. | EMI…
Pros and cons
What works well
- Users will get an Amazon Pay e-Voucher worth ₹600 on a minimum spend of ₹10,000 in the first 30 days
- 1 Federal Reward Point = ₹0.25 You will get 1 reward point on a spend of ₹100
- 3x rewards on spending for travel and international categories, cashback rate: 0.75%
- 2x rewards on spending for dining categories, cashback rate: 0.50%
- 1x points on all other categories, cashback rate: 0.25%
- Buy One Get One offer on INOX movie tickets, once a month
Worth knowing
- Low cashback rate
Who can apply
- Minimum age of the card holders should be 18
- Only Indian residents can apply
How to apply
- Online:
- Visit the Federal Bank website and go to the Credit Cards section
- Click on the Apply Now button for the Federal Bank Visa Celesta credit card
- Fill in the online application form with your personal and financial details
- Submit the application form and wait for approval
- Required documents:
- Proof of identity (Aadhaar card, PAN card, or passport)
- Proof of income (salary slips, bank statements, or income tax returns)
- Proof of address (Aadhaar card, bank statement, or utility bill)
More Federal credit cards
Details come from information published by Federal Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.
