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Welcome benefit: The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
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RBL Bank DMI Finance Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefit: The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
Milestone Benefits
Milestone benefit: The cardholder will get 2000 reward points on quarterly spending of INR 50,000, an Amazon voucher worth INR 500 on an annual spend of INR 2,00,000, and an additional Swiggy voucher worth INR 200 on an annual spend of INR 3,00,000.
Cashback Rate
Reward benefit: The cardholder is eligible for 1 reward point for every in-store transaction worth INR 100, a cashback rate of 0.25%.
The cardholder can avail 2 reward points for every online transaction worth INR 100. Online cashback rate of 0.50%. Users can earn up to 500 rewards points in a month.
Movie Benefits
Users can avail of a discount on movie tickets of "Buy One Get One" movie ticket of up to INR 200 on achieving spending of INR 5000 in a month.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Rewards & Benefits
Welcome Benefits
Welcome benefit: The cardholders can avail of up to a maximum of 2000 reward points as a “welcome benefit” and one BookMyShow voucher worth INR 200 on activating the card upon making a valid retail transaction within 30 days from the date of issuance of the card.
Milestone Benefits
Milestone benefit: The cardholder will get 2000 reward points on quarterly spending of INR 50,000, an Amazon voucher worth INR 500 on an annual spend of INR 2,00,000, and an additional Swiggy voucher worth INR 200 on an annual spend of INR 3,00,000.
Cashback Rate
Reward benefit: The cardholder is eligible for 1 reward point for every in-store transaction worth INR 100, a cashback rate of 0.25%.
The cardholder can avail 2 reward points for every online transaction worth INR 100. Online cashback rate of 0.50%. Users can earn up to 500 rewards points in a month.
Movie Benefits
Users can avail of a discount on movie tickets of "Buy One Get One" movie ticket of up to INR 200 on achieving spending of INR 5000 in a month.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
None.
Fees & Charges
Joining Fee
INR 499
Annual Fee
INR 499
Cash Advance Fee
2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
INR 5 to 1300
Foreign Currency Transactions Fee
Nil
Other Fees
Fees & Charges
Joining Fee
INR 499
Annual Fee
INR 499
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
INR 5 to 1300
Foreign Currency Transactions Fee
Nil
Other Fees
Special Features
Decent welcome benefits.
Eligibility Criteria
Citizenship: Resident of India.
Age: Between 21 and 60 years old.
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank DMI Finance Visa Credit Card:
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank DMI Finance Visa Credit Card" from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The card offers low cashback rate and has limited value add features.
The card offers low cashback rate and has limited value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai