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Welcome benefits: Users will get a gift voucher worth INR 2,000 on payment of annual fee and spending INR 2000 within 30 days of card issuance.
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RBL Bank Platinum LifeEasy Credit Card
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will get a gift voucher worth INR 2,000 on payment of annual fee and spending INR 2000 within 30 days of card issuance.
Milestone Benefits
Milestone benefit: The cardholder will get a gift voucher worth INR 1000 on spending of INR 2,50,000 in a year.
Cashback Rate
Users will get 10% cashback on Ola/Uber/Fuel transactions of up to INR 200 per month.
Users will get 5% cashback on Grocery spends of up to INR 200 per month.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
Users will get 1 complimentary access per quarter to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.
Rewards & Benefits
Welcome Benefits
Welcome benefits: Users will get a gift voucher worth INR 2,000 on payment of annual fee and spending INR 2000 within 30 days of card issuance.
Milestone Benefits
Milestone benefit: The cardholder will get a gift voucher worth INR 1000 on spending of INR 2,50,000 in a year.
Cashback Rate
Users will get 10% cashback on Ola/Uber/Fuel transactions of up to INR 200 per month.
Users will get 5% cashback on Grocery spends of up to INR 200 per month.
Movie Benefits
None.
Dining Benefits
None.
Other Benefits
None.
Lounge Access
Users will get 1 complimentary access per quarter to domestic airport lounges. You need to spend Rs. 15,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.
Fees & Charges
Joining Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
Annual Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
Cash Advance Fee
2.5% of the cash amount withdrawn (minimum Rs 500)
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: INR 5 to 1300
Foreign Currency Transactions Fee
Nil
Other Fees
Fees & Charges
Joining Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
Annual Fee
Rs 1,999, waived off on eligible annual spends of INR 3.5 lakh or more.
Cash Advance Fee
2.5% or ?500 whichever is higher
Interest rate
upto 3.99% p.m (upto 47.88% p.a)
Late Payment Fee
Late Payment fees: INR 5 to 1300
Foreign Currency Transactions Fee
Nil
Other Fees
Special Features
Cashback on Ola/Uber.
Eligibility Criteria
Citizenship: Resident of India.
Age: Between 21 and 60 years old.
Income: Have a regular source of income.
Credit Score: While not explicitly stated, a good CIBIL score was likely needed for approval.
Speical Feature, Eligibility and Benefits
How to apply for Credit Card?
Here are the steps on how to apply for the RBL Bank Platinum LifeEasy MasterCard :
Go to the RBL Bank website and click on the "Apply for Credit Card" tab.
Select the "RBL Bank Platinum LifeEasy MasterCard " from the list of credit cards.
Enter your personal details, such as your name, date of birth, email address, and mobile number.
Enter your employment details, such as your employer's name, your designation, and your monthly income.
Provide your residential address and your PAN card number.
Upload a scanned copy of your PAN card.
Click on the "Submit" button.
An RBL Bank representative will contact you to verify your details and to complete the application process.
Contact Details
RBL Bank Credit Card Helpline
+91 22 6232 7777
Email: cardservices@rblbank.com
Account Opening and Procedure
The cashback offered by the card is severly handicapped by threshold limits. The card offers below par value add benefits.
The cashback offered by the card is severly handicapped by threshold limits. The card offers below par value add benefits.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai