Tata Neu Infinity HDFC Bank RuPay Credit Card

Tata Neu Infinity HDFC Bank RuPay Credit Card is a rewards credit card from HDFC Bank. For every ₹100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app.

Joining fee: ₹1,499 + taxes
Forex markup: 2%
Interest: 3.49% per month i.e. 41.88% p.a

Apply via CashKaro More HDFC cards

Welcome benefits

Users will get 499 NeuCoins on the Tata Neu app on 1st transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction

Rewards & cashback

For every ₹100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app
The cashback earned is capped at ₹1500 per calendar month for Tata Neu transactions
₹500 per calendar month for accelerated categories, and ₹2000 per calendar month for all other retail transactions
The effective cashback rate varies from 1% to 5%

Airport lounge access

Customers also get 8 complimentary domestic lounge access per calendar year and also avail up to 4 complimentary international lounge access per calendar year

More benefits & features

5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands
Users can earn an additional 1% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID on this card
Total NeuCoins earned on all UPI payments will be capped at 500 NeuCoins per calendar month
Users can link their RuPay credit card directly to their UPI app and can earn an additional 1% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID on this card

Fees & charges

Joining fee: ₹1,499 + taxes
Foreign currency markup: 2%
Interest rate: 3.49% per month i.e. 41.88% p.a
Late payment: Less than ₹100 = Nil ₹100 to ₹500 = ₹100/- ₹501 to ₹5,000 = ₹500/- ₹5,001 to ₹10,000 = ₹600/- ₹10,001 to ₹25,000 = ₹800/- ₹25,001 to…
Cash advance: 2.5% or r ₹500 whichever is higher
Fuel surcharge: 1%. However. that is waived on fuel transactions. (on minimum transaction of ₹400 & maximum transaction of ₹5,000.…
Billing cycle: 30 Days
Other fees: Joining/Renewal Membership Fee ₹1,499/- + Applicable Taxes | Fuel Surcharge: 1% of the Transaction amount | Reward Redemption Fees: ₹99/-

Pros and cons

What works well

Users will get 499 NeuCoins on the Tata Neu app on 1st transaction done within 30 days of card issuance and will be available to claim inside Tata Neu App within 60 days of such transaction
For every ₹100 spent users will get 1NeuCoin. 1 NeuCoin = ₹1, redeemable on Tata Neu app
The cashback earned is capped at ₹1500 per calendar month for Tata Neu transactions, ₹500 per calendar month for accelerated categories, and ₹2000 per calendar month for all other retail transactions
The effective cashback rate varies from 1% to 5%
Users can link their RuPay credit card directly to their UPI app and can earn an additional 1% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID on this card
Total NeuCoins earned on all UPI payments will be capped at 500 NeuCoins per calendar month

Worth knowing

Customers will be charged a transaction fee of $3.25 on their credit card towards complimentary lounge access

Who can apply

For Salaried Indian national
Age: Min 21 years & Max 60 Years
Net Monthly Income > ₹1 Lakh
For Self Employed Indian national
Age: Min 21 years & Max 65 Years
ITR > ₹12 Lakhs per annum

How to apply

Go to the Tata Neu website and click on the "Credit Cards" tab
Click on the "Tata Neu Infinity HDFC Bank Credit Card" link
Click on the "Apply Now" button
Fill out the application form and submit it
Here are the documents that you need to submit along with your application form: Proof of identity (e.g., passport, driving license, PAN card) Proof of address (e.g., bank statement, utility bill) Proof of income (e.g., salary slip, tax…
The processing time for the application is usually 7-10 working days
Once your application is approved, you will receive the card in the mail within 15-20 working days

Details come from information published by HDFC Bank and may change. Confirm current fees, benefits and eligibility with the bank before applying. Some links are partner links; MyRupaya may earn a commission at no extra cost to you.