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उत्पाद विवरण
बैंक का नाम

AU Small Finance Bank

खाता नाम

AU Sr. Citizen Saving Account

खाते का प्रकार

Saving

ब्याज दर

Less than 1 Lakh -3.50% and above 1 lakh and Less than 10 lakh -5.00%. Above 10 Lakhs: 7.25%

निःशुल्क डेबिट कार्ड

No

AU Sr. Citizen Saving Account
खाता खोलने का शुल्क

Nil

वार्षिक रखरखाव शुल्क

Nil

Minimum Account Balance

INR 5000 or Fixed deposit of INR 25,000

डेबिट कार्ड शुल्क

150

एनईएफटी शुल्क

Upto 1 lakh:INR 2/Tansaction Above 1 lakh :INR10/Transaction

आईएमपीएस शुल्क

INR 10/Transaction

फीस और शुल्क

AU Sr. Citizen Saving Account

88.5
विशेष लक्षण
1- Enjoy special offers from leading brands with your VISA Gold Debit Card with enhanced insurance coverage.
पात्रता मापदंड
Indian citizen residing in India and are 60 years old or above.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • You can open your Account digitally.

  • There is dedicated senior citizen desk available at every branch for a quick resolution of your banking requirements.

  • High interest rate. 

  • No charge for maintenance of minimum balance. 

  • Feature rich VISA Gold Debit Card is offered with the account 

दोष
you have to maintain minimum balance and there is charge for Non maintence of balance per month.
AU Sr. Citizen Saving Account

The account from AU Small finance back offers decent interest rate of 5% for balance between INR 1 and 5 lakh and offers a good interest rate of 7.25% for balance above INR 10 Lakh. The account comes with a number of value add features. Overall the account is optimal for retired citizens who want to earn high interest and have substantial amount of savings above INR 10 Lakh.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
आवेदन की प्रक्रिया
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