उत्पाद विवरण
बैंक का नाम
AU Small Finance Bank
खाता नाम
AU Sr. Citizen Saving Account
खाते का प्रकार
Saving
ब्याज दर
Less than 1 Lakh -3.50% and above 1 lakh and Less than 10 lakh -5.00%. Above 10 Lakhs: 7.25%
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
Nil
वार्षिक रखरखाव शुल्क
Nil
Minimum Account Balance
INR 5000 or Fixed deposit of INR 25,000
डेबिट कार्ड शुल्क
150
एनईएफटी शुल्क
Upto 1 lakh:INR 2/Tansaction Above 1 lakh :INR10/Transaction
आईएमपीएस शुल्क
INR 10/Transaction
फीस और शुल्क
AU Sr. Citizen Saving Account
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
You can open your Account digitally.
There is dedicated senior citizen desk available at every branch for a quick resolution of your banking requirements.
High interest rate.
No charge for maintenance of minimum balance.
Feature rich VISA Gold Debit Card is offered with the account
दोष
AU Sr. Citizen Saving Account
The account from AU Small finance back offers decent interest rate of 5% for balance between INR 1 and 5 lakh and offers a good interest rate of 7.25% for balance above INR 10 Lakh. The account comes with a number of value add features. Overall the account is optimal for retired citizens who want to earn high interest and have substantial amount of savings above INR 10 Lakh.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai