उत्पाद विवरण
बैंक का नाम
Bank of Baroda
खाता नाम
Baroda Mahila Shakti Saving Account
खाते का प्रकार
Saving
ब्याज दर
Upto 1 lakh -2.75%p.a and Above 1 lakh but less than 100cr - 2.75%p.a
निःशुल्क डेबिट कार्ड
RuPay Platinum
खाता खोलने का शुल्क
0
वा र्षिक रखरखाव शुल्क
0
Minimum Account Balance
The quarterly average balance for Metro/Urban: Rs. 3,000, S. Urban: Rs. 2,000, Rural: Rs. 1,000
डेबिट कार्ड शुल्क
Free for the 1st year after which Annual charges will be levied.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Baroda Mahila Shakti Saving Account
विशेष लक्षण
Discount of 0.10% on interest rates of auto loans, home loans, and mortgage loans.
100 % discount in processing charges for retail loans.
50 % discount locker issuance and renewal charges.
पात्रता मापदंड
This product is designed for the Women’s segment Savings Account.
This product is suited for individual women above 18 Years of age. The value added features are designed to meet the requirement of the customers.
Resident Indian Women of 18 Years & above should be the Primary Accountholder.
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Discount of 0.25% on interest rates of 2-wheeler loans.
Waiver on 1st-year Demat annual maintenance charges.
No Joining fees on the Bank of Baroda Easy credit card.
Discount of 0.10% on interest rates of auto loans, home loans, and mortgage loans.
100 % discount in processing charges for retail loans.
50 % discount locker issuance and renewal charges.
दोष
Low interest rates.
Baroda Mahila Shakti Saving Account Review
The account comes with low interest rate and offers average value add features.

Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account in Bank of Baroda either online or offline. Here's a breakdown of both methods:
Online Method
Download the app: Download the Bank of Baroda mobile app, "bob World," on your smartphone.
Start the application: Open the app and look for the "Open a Savings Account Digitally" option.
Provide details: Enter your mobile number, product type, and sub-product. Click "Generate OTP" to receive a verification code.
Enter information: Provide your PAN card and Aadhaar card numbers along with other required details.
Verification: The bank officials will verify your provided details and contact you for further verification.
Complete Video KYC: You'll need to complete a Video KYC process for final verification.
Offline Method
Visit a branch: Go to your nearest Bank of Baroda branch.
Collect the form: Ask for the savings account opening form.
Fill in the details: Fill out the application form accurately.
Submit the form: Submit the filled-out form along with copies of your KYC documents (Aadhaar card, PAN card, proof of identity, and proof of address) and passport-size photographs.
Verification: The bank will verify your documents and process your application.