उत्पाद विवरण
बैंक का नाम
Canara Bank account
खाता नाम
Canara Payroll Package Gold Bank Account
खाते का प्रकार
Salary
ब्याज द र
Balance of less than Rs. 50 Lakh-2.90% and a balance of Rs. 50 Lakh to less than Rs 5 Cr-2.90%.
निःशुल्क डेबिट कार्ड
Rupay Platinum card
खाता खोलने का शुल्क
INR 0
वार्षिक रखरखाव शुल्क
INR 0
Minimum Account Balance
Nil
डेबिट कार्ड शुल्क
Nil.
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Canara Payroll Package Gold Bank Account
विशेष लक्षण
Free unlimited transactions at Canara Bank ATMs.
Free term life insurance.
Free personal accidental insurance.
Free air accidental insurance.
5 % concession on locker rent.
25% concession in processing charges of retail loans.
1 domestic airport lounge access per quarter2 international airport lounge access per annum.
पात्रता मापदंड
Age – 18 to 65 years
Salary Band – ₹ 50000/- to less than ₹ 100000/-(Monthly)
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free term life insurance.
Free personal accidental insurance.
Free air accidental insurance.
Instant overdraft facility upto INR 1 lakh.
25% concession in processing charges of retail loans.
Personal loan available with competitive ROI.
5% concession on locker rent.
Unlimited free locker operations.
Free NEFT/RTGS/IMPS.
Free debit card issuance with accidental insurance coverage for death.
Free SMS alerts.
Free zero balance family accounts.
AMC charges on debit card fully waived.
दोष
Low intreast rate.
Canara Bank has limited branch and ATM network.
Canara Payroll Package Gold Savings Bank Account
The account comes with a number of value add features. However, the biggest con of the account is low interest rate which limits its appeal.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
The account can be opened by employer on behalf of employee.