उत्पाद विवरण
बैंक का नाम
CSB Bank
खाता नाम
CSB Social Support (BSBDA)
खाते का प्रकार
Saving
ब्याज दर
Up to and including Rs 1 Lakh-2.10%,Up to and including Rs 25 Lakh-2.50%
निःशुल्क डेबिट कार्ड
Yes Rupay classic
खाता खोलने का शुल्क
0
वार्षिक रखरखाव श ुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
Free
एनईएफटी शुल्क
Free through net banking
आईएमपीएस शुल्क
Free through net banking
फीस और शुल्क
CSB Social Support (BSBDA)
विशेष लक्षण
Zero balance account.
पात्रता मापदंड
Above 18 years of age.
An individual is eligible to have only one ‘Basic Savings Bank Deposit Account’ in one bank. If he/she already has a savings bank account, then the account will have to be closed within 30 days of opening a BSBDA.
फ़ायदे
व िशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
No minimum balance requirement.
It is a zero-balance account with free basic services such as deposit and cash withdrawal and comes with ATM-cum-debit card.
दोष
Very few value-added feature.
Eligibility criteria is not mentioned clearly.
Low interest rates.
CSB Social Support (BSBDA) Review
The account comes with low interest rate and minimal value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
The CSB Social Support account is likely a variation of the Basic Savings Bank Deposit Account (BSBDA), designed to promote financial inclusion for underprivileged sections of society.
Here's how to generally open a BSBDA account, which should provide a good understanding of the process for the CSB Social Support account:
Eligibility:
Age: Typically, any individual above 18 years of age is eligible.
Income: Primarily targeted towards individuals with low or no income.
Key Features:
No Minimum Balance: You're not required to maintain a minimum balance in the account.
Limited Transactions: There might be a limit on the number of transactions allowed per month (deposits and withdrawals combined).
Free Services: Basic banking services like deposits and withdrawals are usually free of charge within the permitted limits.
Steps to Open:
Visit a CSB Bank Branch: Locate your nearest branch.
Request Account Opening Form: Obtain the specific form for the BSBDA or CSB Social Support account.
Fill the Form: Provide accurate and complete information.
Submit Documents: Submit the required documents. The specific documents may vary, but generally include:Proof of Identity: Aadhaar Card, Voter ID, etc. (if available)
Proof of Address: Ration Card, Utility bills, etc. (if available)
Account Activation: The bank will review your application and activate your account.