उत्पाद विवरण
बैंक का नाम
Federal Bank
खाता नाम
Fed Excel Saving Account
खाते का प्रकार
Saving
ब्याज दर
For balance upto 50 Lakhs: 3%.
निःशुल्क डेबिट कार्ड
No
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
0
Minimum Account Balance
0
डेबिट कार्ड शुल्क
Visa Signet Platinum Debit Card
Joining fee: INR 300, Annual fee: INR 300
एनईएफटी शुल्क
Free online
आईएमपीएस शुल्क
Free online
फीस और शुल्क
Fed Excel Saving Account
वि शेष लक्षण
Exclusive savings account product for professionals, budding entrepreneurs and registered members of reputed organizations like JCI, FICCI and Chamber of Commerce.
Free Demand Drafts upto Rs. 2,00,000/- per month.
पात्रता मापदंड
फ़ा यदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
Free NEFT and RTGS transfer.
Free 20-cheque leaves per half-year.
Free mobile alerts services.
No Folio charges.
Free Demand Drafts upto Rs. 2,00,000/- per month.
Free Internet banking and Mobile banking services.
No minimum balance requirements.
दोष
No premium features.
Minimum initial remittance of Rs. 10,000/- is required.
Fed Excel Saving Account Review
The account offers an extremely low interest rate. The account offers decent value-added features. However, it does not offer any benefit which can distinguish it from its competitors.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai
उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
You can open a savings account with Federal Bank either online or offline. Here's a breakdown of both methods:
Online Method
Visit the Federal Bank website: Go to the official Federal Bank website and click on the "Open an Account" option.
Select customer category: Choose the appropriate customer category, such as personal banking, NRI banking, or business banking.
Fill in details: Provide your full name, email address, and mobile number in the online form and submit it.
Receive email: You will receive an email with the Account Opening Form (AOF) and a list of required documents.
Submit documents: Print and fill out the form, attach your photograph, and submit it along with the necessary KYC documents at the nearest Federal Bank branch.
Collect welcome kit: Once the KYC verification is complete, you will receive your account opening kit from the bank.
Offline Method
Visit a branch: Visit the nearest Federal Bank branch.
Fill out the form: Obtain and fill out the account opening form.
Submit documents: Submit the form along with self-attested copies of your PAN card and Aadhaar card.
Deposit initial amount: Deposit the required initial amount (if it's not a zero-balance account).
Account confirmation: The bank will open your account and confirm the details via SMS and email.