IB Kishore
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उत्पाद विवरण
बैंक का नाम

Indian Bank

खाता नाम

IB Kishore

खाते का प्रकार

Savings

ब्याज दर

Up to Rs.10 lakh - 2.75%. More than Rs.10 lakh to less than Rs.200 Cr - 2.80%. Rs. 200 Cr and above - 2.90%

निःशुल्क डेबिट कार्ड

Yes. RuPay Classic ATM Card only with 1st year AMC free.

IB Kishore
खाता खोलने का शुल्क

वार्षिक रखरखाव शुल्क

Minimum Account Balance

NIL

डेबिट कार्ड शुल्क

Waived for the first year

एनईएफटी शुल्क

SB customers are waived from charges of NEFT online transactions

आईएमपीएस शुल्क

फीस और शुल्क

IB Kishore

76
विशेष लक्षण

A provision will be made for conversion to GenX Saving Account on attainment of 18 years of age on submission of upto date KYC documents

पात्रता मापदंड
Accounts introduced for Minors who have attained the age of 10 years upto 18 years and can put their signature. · The account should be fully KYC compliant. · PAN/ Form-60 to be obtained
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
  • Would be provided with maximum transaction limit of Rs.10,000/- per day, Rs.10000/- with 3 withdrawals free in Metro ATMs & 5 withdrawals if in Non-Metro including non-financial transactions.

  • A provision will be made for conversion to GenX Saving Account on attainment of 18 years of age on submission of upto date KYC documents

दोष
Very low interest rate
IB Kishore

The account comes with low interest rate and offers minimal value add features.

Abhijeet Saxena

Abhijeet Saxena

Nalsar University of Law

Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi

Ex - Khaitan & Co. Bengaluru,

Ex - National Stock Exchange, Mumbai,

Ex - Argus Partners, Mumbai

उत्पाद समीक्षा
खाता खोलने की प्रक्रिया और प्रक्रिया
How to open an Account?
आवेदन की प्रक्रिया
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