उत्पाद विवरण
बैंक का नाम
Indian Overseas Bank
खाता नाम
IOB - SB Gold II
खाते का प्रकार
Saving
ब्याज दर
Balance Upto Rs. 25 Lacs-2.75. Balance Above Rs. 25 Lacs upto Rs. 1 Crore-2.75 and Balance Above Rs. 1 Crore: 2.90
निःशुल्क डेबिट कार्ड
Yes
खाता खोलने का शुल्क
0
वार्षिक रखरखाव शुल्क
Minimum Account Balance
Quarterly Average Balance not less than Rs.100000.
डेबिट कार्ड शुल्क
100
एनईएफटी शुल्क
Free
आईएमपीएस शुल्क
Free
फीस और शुल्क
IOB - SB Gold II
विशेष लक्षण
पात्रता मापदंड
फ़ायदे
विशेषताएं, पात्रता और लाभ
पक्ष विपक्ष
पेशेवरों
ATM cards on day one.
International Debit Card Issued without charges.
Free Internet banking & Mobile Banking facility.
Monthly account statements over e-mail.
Free SMS alerts for daily transactions.
Transfer of funds through RTGS without charges.
Transfer of funds thro' NEFT without charges.
Personalised cheque books with name printed free of cost.
Personal Accident insurance covers of Rs. five lakhs free of cost.
Demat account opening charges free.
Online Tax payment free of cost.
Online bill payment facility.
Facility for Family Health Insurance.
Online equity trading facility.
Overseas Travel card free of charge.
दोष
IOB - SB Gold II Review
The account comes loaded with a number of value add features. However, the account offers low interest rate. It can be considered by individuals who are looking for a good package of value add features.
Abhijeet Saxena
Abhijeet Saxena
Nalsar University of Law
Ex- Senior Associate, Shardul Amarchand Mangaldas, Delhi
Ex - Khaitan & Co. Bengaluru,
Ex - National Stock Exchange, Mumbai,
Ex - Argus Partners, Mumbai